Forestry Harvester Hire Purchase
Forestry harvester finance at cheap rates and flexible terms tailored to your business. Whether you're buying new or used from a dealer, private seller or auction, we structure your finance properly and negotiate a deal that's hard to beat anywhere else.
Forestry harvester Finance Deals: Low Rates, Fast Approvals
As a trusted forestry harvester finance broker with a strong industry reputation, we help ABN holders secure finance for new and used forestry harvesters with competitive rates, fast approvals and flexible loan structures. We help businesses, sole traders, trusts, companies, owner operators, owner drivers and self employed applicants find forestry harvester finance tailored to the way they operate.
We arrange finance for new and used forestry harvesters purchased from dealerships, private sellers and auctions, with no deposit options, flexible terms up to 7 years and balloon payments available to eligible applicants. In many cases, the forestry harvester itself can provide the security for the loan, with no additional property or asset security required, subject to lender criteria.
For businesses wanting less paperwork, we offer no doc, low doc and lite doc forestry harvester finance up to $500,000 for eligible applicants. Depending on your circumstances, this can reduce the need for full financial statements and tax returns and help make the application process faster and simpler.
Speed matters when you’ve found the right forestry harvester. Same day pre approvals and approvals within 24 to 48 hours may be available on eligible applications, helping you move quickly when buying from a dealer, private seller or auction.
We’re known for delivering some of the lowest forestry harvester finance rates and repayments in Australia and regularly compete with and beat bank, dealership and broker quotes. Our reputation for being transparent and straightforward with lenders, combined with long standing lender relationships, gives us the ability to negotiate discounted rates, push for sharper pricing and secure faster approvals.
Our forestry harvester finance rate comparison service is free. We compare your options to find the best deal available for your circumstances, and if you decide not to proceed, there’s no cost to you. Where available, we can compare or assess your options without a formal credit application, meaning there may be no impact on your credit profile until you’re ready to proceed.
Whether you need a chattel mortgage, commercial hire purchase, finance lease or rent to own, we structure the finance around your business, cash flow and the forestry harvester you’re purchasing.
One application. Most competitive lender pricing across Australia. Fast approvals. One dedicated broker for this forestry harvester and every forestry harvester after that. No handovers or call centres.
Why finance with Overdrive Machinery Finance
Low Doc, Light Doc & Full Doc Machinery Finance
When applying for machinery finance, lenders will generally offer Low Doc, Light Doc or Full Doc options. The right choice depends on your business structure, trading history, and the type of machine you're purchasing.
| Feature | Low Doc Machinery Finance | Light Doc Machinery Finance | Full Doc Machinery Finance |
|---|---|---|---|
| Financial Statements Required | No | No | Yes |
| BAS Statements Required | No | Usually | Sometimes |
| Business Bank Statements | No | Yes | Sometimes |
| Approval Speed | Fastest | Fast | Standard |
| Interest Rates | Higher | Competitive | Most Competitive |
| Borrowing Capacity | Up to $500k | Up to $500k | Up to $10m+ |
| Ideal Outcome | Quick approval with minimal paperwork | Balance of flexibility and pricing | Best pricing and maximum borrowing power |
Which Option Is Right For You?
Need help deciding? Our finance specialists will assess your circumstances and recommend the most suitable asset finance solution for your business.
| If You Are… | Recommended Option |
|---|---|
| Self-employed or businesses with limited financial records | Low Doc |
| Businesses with bank statements and BAS available | Light Doc |
| Businesses with full financials | Full Doc |
Low Doc Machinery Finance
Low Doc finance is designed for borrowers who want a simple, streamlined approval process. In most cases, no financial statements or BAS statements are required. Approval is generally based on your ABN history, credit profile, and the asset being financed.
Light Doc Machinery Finance
Light Doc finance provides a middle ground between Low Doc and Full Doc lending. Borrowers can often qualify using recent business bank statements and limited supporting documentation, without the need for full financial accounts.
Full Doc Machinery Finance
Full Doc finance is suitable for borrowers who can provide complete financial records and supporting documentation. This option typically offers the most competitive rates and highest borrowing capacity.
Forestry Harvester Hire Purchase — frequently asked questions
What is Commercial Hire Purchase for forestry harvesters?
Commercial Hire Purchase is a way for businesses to finance a new or used forestry harvester. The lender purchases the forestry harvester and hires it to your business for an agreed term. Once all required repayments and any final amount are paid, ownership of the forestry harvester transfers to your business, subject to the agreement.
How does Commercial Hire Purchase work for machinery finance?
With Commercial Hire Purchase, the lender purchases the forestry harvester and your business makes regular repayments over an agreed finance term. The lender owns the forestry harvester during the agreement, with ownership generally transferring to your business once all required payments have been made.
Can I use Commercial Hire Purchase for a new or used forestry harvester?
Yes. Commercial Hire Purchase can be available for both new and used forestry harvesters, subject to lender criteria. This can include forestry harvesters purchased through dealerships, private sellers and auctions.
Do I need a deposit for Commercial Hire Purchase on a forestry harvester?
Not always. Some lenders may finance the full purchase price of the forestry harvester, while others may require a deposit depending on your credit profile, business history, the forestry harvester and the overall transaction.
Can Commercial Hire Purchase have a balloon payment?
Commercial Hire Purchase may be structured with a balloon or final payment, depending on the lender and finance agreement. A balloon can reduce your regular repayments but leaves a larger amount payable at the end of the term.
Who owns the forestry harvester under Commercial Hire Purchase?
The lender generally owns the forestry harvester during the Commercial Hire Purchase agreement while your business uses it. Once all required repayments and any final amount are paid, ownership generally transfers to your business in accordance with the agreement.
Is Commercial Hire Purchase available for older forestry harvesters?
Yes, depending on the lender. Different lenders have different requirements around forestry harvester age, value and finance term, which is why choosing the right lender can make a significant difference when financing an older forestry harvester.
Can I get Commercial Hire Purchase for a forestry harvester with poor credit?
Potentially. Some commercial lenders consider machinery finance applications involving previous credit issues. Your options will depend on your credit profile, business history, the forestry harvester being financed and your ability to service the repayments.
What is the difference between Commercial Hire Purchase and a chattel mortgage for a forestry harvester?
The main difference is ownership during the finance term. With Commercial Hire Purchase, the lender generally owns the forestry harvester until the required payments are completed. With a chattel mortgage, your business generally owns the forestry harvester from the start while the lender takes security over it.
How long can I finance a forestry harvester with Commercial Hire Purchase?
Available finance terms depend on the lender, forestry harvester age, purchase price and your circumstances. The right term should balance affordable repayments with the overall cost of financing the forestry harvester.
Can I pay out Commercial Hire Purchase on a forestry harvester early?
Many Commercial Hire Purchase agreements can be paid out early, although early termination, payout calculations and fees vary between lenders. It’s important to check the terms of your particular finance agreement.
How do I find the best machinery finance rate?
Machinery finance rates vary between lenders based on your credit profile, business history, the forestry harvester you’re financing and your preferred loan terms. Our job is to compare 80+ lenders to find the lowest rate and repayments available for your credit profile and wanted terms, then negotiate directly with lenders to get you the best deal possible.
More Forestry Harvester finance options
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