Business vehicle finance specialists across Australia

Australian Family-Owned and Operated

As an Australian family-owned and operated vehicle finance brokerage, Simon and his team help businesses across Australia finance the vehicles they need to operate, grow and keep moving.

From a sole trader purchasing their first car, ute or van to an established business adding light trucks, buses or multiple vehicles to its fleet, we take the time to understand your business, cash flow and objectives before structuring the finance.

We arrange finance for new and used business cars, vans, utes, SUVs, 4WDs, light trucks, buses and other light commercial vehicles, with solutions tailored to the vehicle you're buying and the way your business operates.

From comparing options across our panel of 80+ banks and non-bank lenders to negotiating competitive rates and terms and coordinating settlement, Simon manages the process from start to finish.

Australian owned. Family operated. One dedicated broker from application to settlement.

Deal Directly With Our Director

One of the biggest differences at Overdrive Vehicle Finance is who you actually deal with.

Every client works personally with Simon Kendrick, Managing Director. No 1300 numbers and no call centres — just direct access to the person managing your finance.

From your first conversation and lender comparisons through to negotiations, approval and settlement, Simon remains involved throughout the entire process.

No call centres. No handovers. No being passed from one broker to another.

Simon has worked across virtually every type of business vehicle finance scenario — from new and used cars, utes and vans to light trucks, buses and specialised commercial vehicles, including dealer purchases, private sales, older vehicles, refinancing and more complex credit scenarios.

That experience means he understands what different lenders are looking for, where an application is most likely to fit and how to structure it properly to help secure a competitive rate and terms for your circumstances.

Strong Reputation With 80+ Lenders

Over the years, Simon has developed strong working relationships across a panel of 80+ banks, commercial lenders and specialist funders, giving our clients access to a broad range of business vehicle finance options.

Different lenders price and assess vehicles differently. The best lender for a new company car may not be the best lender for a used ute, commercial van, light truck or bus.

We're known for delivering some of the most competitive business vehicle finance rates available, and our lender relationships and experience allow us to negotiate pricing and terms directly where opportunities exist.

Rather than simply accepting the first rate offered, we know which lenders to approach, how to structure the application and when there's room to negotiate.

More Lenders. More Vehicle Finance Options.

Overdrive Vehicle Finance provides access to 80+ banks, commercial lenders and specialist vehicle finance providers.

Business vehicle finance policies can vary significantly between lenders. The vehicle type, age, purchase method, ABN history, business turnover, documentation, credit profile and existing commitments can all influence which lender offers the strongest deal.

Instead of trying to make your application fit one bank's criteria, Simon compares your circumstances across a broad lender panel to identify suitable options for your transaction.

We can assist with:

• Business car finance
• Van finance
• Ute finance
• SUV finance
• 4WD finance
• Light commercial vehicle finance
• Light truck finance
• Bus and minibus finance
• New and used vehicle finance
• Dealer and private-sale finance
• Auction purchases
• Low-doc vehicle finance
• Full-doc vehicle finance
• Vehicle refinancing
• Single vehicles and business fleets

The objective isn't simply to get finance approved. It's to structure a competitive business vehicle finance deal that makes commercial sense for your business.

We Know Vehicles. We Know Finance.

Business vehicle finance isn't something we treat as a one-size-fits-all product.

A sales representative financing a company car has very different requirements from a tradesperson buying a ute, a courier business adding vans or a passenger transport business purchasing a bus.

We understand how different business vehicles are used and how lenders assess them.

That includes finance for company cars, passenger vehicles, vans, utes, SUVs, 4WDs, light commercial vehicles, light trucks, minibuses, buses and specialised business vehicles.

Vehicle age, intended use, purchase price, business structure and credit history can all change how an application should be approached.

With three decades of commercial finance experience, Simon has worked across an extensive range of vehicle finance scenarios and understands how to navigate straightforward purchases as well as more complex transactions.

One Broker for the Life of Your Business

Simon doesn't disappear once your vehicle finance settles.

Our goal is to build a long-term relationship with every client and support your business as its vehicle requirements change.

You might start with one ute or company car, come back for another vehicle as the business grows and eventually need finance for multiple cars, vans, light trucks, buses or an entire business fleet.

Because Simon already understands your business, its history and the way you operate, future transactions can be simpler and more efficient.

Whether you're replacing a vehicle, adding another vehicle, refinancing existing finance or expanding your fleet, you deal with the same person who helped you the first time.

One broker for this vehicle, the next vehicle and every vehicle after that.

Clear Communication. Upfront and Transparent.

A low advertised vehicle finance rate doesn't necessarily mean you're getting the cheapest overall deal.

The interest rate, lender fees, establishment costs, loan term, repayment structure and balloon or residual can all affect what your vehicle finance ultimately costs.

That's why we focus on the complete finance structure, not simply an advertised rate.

Every quote clearly sets out the applicable rate and relevant fees and charges, helping you understand the finance before making a decision.

No confusing rate games. No hidden surprises. Just clear numbers and straightforward business vehicle finance.

Business Vehicle Finance Across Australia

Overdrive Vehicle Finance works with ABN holders, sole traders, self-employed applicants, contractors, owner-operators, companies, partnerships and trusts throughout Australia.

Whether you're financing a company car, work ute, commercial van, SUV, 4WD, light truck, bus or another business vehicle, we can compare suitable finance options across our lender panel.

From your first business vehicle through to an established fleet, you get the same approach: direct access to the Director, extensive commercial finance experience, access to 80+ lenders and no handovers.

One experienced broker in your corner — for this vehicle, the next and every vehicle after that.