Key highlights
- Finance a dual-cab ute through your business with an ABN
- Seats up to five plus a tray for gear
- Lenders weigh ABN history, credit and GST
- Full-doc or low-doc options may be available
- 80+ lenders compared to match your purchase
Dual-cab utes are a popular pick for businesses that need to carry both a crew and a load. If you use one for work and hold an active ABN, financing a dual-cab ute through your business may be available to eligible applicants.
Why are dual-cab utes popular?
With seating for up to five and a tray for tools or equipment, dual-cab utes offer flexibility that suits many trades and businesses. This versatility makes them a common choice on commercial finance books.
What do lenders consider?
Financing generally depends on your ABN history, credit profile, GST registration and whether you provide full financials or use a low-doc option, subject to lender criteria. The vehicle's age and how it is purchased also play a part.
Does business or private use matter?
How a dual-cab is used can affect the finance structure and any tax treatment. Because these matters vary, check with your accountant or registered tax adviser about the implications for your business.
How do you find suitable finance?
Overdrive compares 80+ lenders to match your dual-cab purchase with the right option. Request a soft-check quote and Simon Kendrick can outline indicative options without affecting your credit score.
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