Key highlights
- A tow bar may be included in your ute finance
- Many lenders accept it as a work-related accessory
- Must be itemised on the supplier or dealer invoice
- One broker, 80+ lenders compared for accessories
- Soft-check quote across 80+ lenders, no credit impact
If your business ute needs to tow trailers, machinery or a work box, a tow bar is often a must-have. The good news is that many ABN businesses can include the tow bar in their ute finance rather than paying for it separately. Whether that suits your situation depends on the lender and how the accessory is invoiced.
Can I finance a tow bar with my ute?
A tow bar is a practical, work-related accessory, and many lenders are comfortable including it in the financed amount when it is fitted at the time of purchase. Bundling it in means the cost is spread across your repayments rather than coming out of working capital upfront, which may help eligible applicants manage cash flow.
How should a tow bar be invoiced?
For a lender to include the tow bar, it usually needs to be itemised on the supplier or dealer invoice. This lets the lender verify the accessory as part of the total vehicle cost. Some lenders will also consider an aftermarket tow bar on a used ute when the paperwork is clear.
How do you match the right lender?
Not every lender treats accessories the same way, and terms vary. As a broker comparing more than 80 lenders, Overdrive can help match your ute and tow bar to a lender likely to accept the inclusion on terms that suit your business. Indicative outcomes are always subject to lender criteria.
How do you get a tow bar quote?
Ready to see whether your tow bar can be financed with your ute? Simon Kendrick can arrange a soft-check quote across 80+ lenders so you get an indicative picture without commitment. Reach out to Overdrive to discuss your business ute finance.
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Free quote in minutes, decisions in 24–48 hours. No credit-score impact to enquire.