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Can I Finance a Tray With My Ute?

A tray fitted to your ute can often be financed alongside the vehicle, packaging the fit-out into one arrangement, subject to lender criteria.

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Key highlights

  • A tray may be included in your ute finance
  • Fund a cab-chassis ute and its tray together
  • Inclusion depends on how it's supplied and invoiced
  • Toolboxes, racks or a canopy may be added too
  • 80+ lenders compared to package your tray

Many cab-chassis utes need a tray fitted before they are ready for work, and this cost can add up. In many cases the tray can be included in your vehicle finance, so you fund the ute and its tray together.

Can I finance a tray with my ute?

When buying a cab-chassis ute, some lenders may allow the cost of fitting a tray to be included in the total amount financed. This packages the vehicle and its setup into a single arrangement, subject to lender criteria.

How is a tray usually financed?

Whether a tray can be included often depends on how it is supplied and invoiced and the overall amount financed. A tray fitted at the point of sale and shown on the purchase documents is generally easier to include.

Can you add other accessories?

Alongside a tray, some businesses add toolboxes, ladder racks or a canopy. These may sometimes be included in the same finance, helping you get the ute work-ready in one step.

How do you get an indicative quote?

Overdrive compares 80+ lenders and can help structure finance that includes your tray where possible. Request a soft-check quote and Simon Kendrick can share indicative options with no impact on your credit score.

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