Key highlights
- Refrigerated vans are financeable for eligible applicants
- Finance can cover the vehicle and the cooling unit
- Factory-built and quality conversions both financeable
- Specialised vans may be assessed a little more closely
- 80+ lenders compared for refrigerated vans
For caterers, florists, pharmacy couriers and food distributors, a refrigerated van is essential kit. It's also very much financeable. Overdrive compares 80+ lenders to fund refrigerated vans, including the cost of the cooling unit and any fit-out.
Can you finance a refrigerated van?
Whether you're buying a factory-built refrigerated van or having a standard van converted, eligible applicants can typically finance the vehicle and the refrigeration together. The completed van is the asset securing the loan. Inclusions and terms remain subject to lender criteria.
What do lenders consider?
Because a refrigerated van is more specialised, some lenders assess it a little more closely than a plain van. Your ABN history, credit file and the nature of your business all matter. Established operators and asset-backed applicants usually find it straightforward.
New or converted refrigerated van?
Factory units and quality aftermarket conversions are both financeable, though the lender may want details of who's doing a conversion and the finished value. Keeping the invoices clear helps. For how the purchase affects your tax, check with your accountant or registered tax adviser.
Adding a refrigerated van to your business? Ask Simon for an obligation-free Overdrive quote. It's a soft check that won't affect your credit score.
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