Key highlights
- Finance a cab-chassis and body as one asset
- Lender may fund on completion once the vehicle is valued
- Covers trays, pantechs, boxes, refrigerated and service bodies
- 80+ panel lenders compared for fit-out experience
- Soft check to quote — no credit-score impact
Many light trucks are only useful once they have the right body fitted, whether that is a tray, pantech, box, refrigerated unit or service body. In most cases the truck and body can be financed together as one asset.
Can you finance a truck and body together?
Lenders regularly fund a cab-chassis together with the body being fitted, treating the completed vehicle as the financed asset. This means the fit-out cost is rolled into the same facility rather than paid separately out of working capital.
How are body build costs financed?
Where a body is being built or fitted, the lender may fund on completion once the finished vehicle is valued and delivered. You will usually need quotes or invoices from the body builder. The final amount and terms are subject to lender criteria and satisfactory valuation.
How do you structure a truck fit-out loan?
Because build timelines and invoicing can complicate settlement, it helps to have a lender familiar with fit-outs. Overdrive compares 80+ panel lenders to find one comfortable with your particular truck and body combination.
Financing a cab-chassis and body build? Talk to Simon Kendrick for an obligation-free Overdrive quote. It is a soft check that will not affect your credit score.
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