Key highlights
- Finance a ute and trailer under one agreement
- Some lenders bundle, others run parallel loans
- Total amount and trailer value feed the assessment
- 80-plus lenders compared for the right structure
- Soft-check quote won't affect your credit score
If your work needs both a ute and a trailer, you may be able to finance them together rather than arranging two separate loans. How this is structured depends on the assets and the lender.
Can you finance a ute and trailer together?
Some lenders will finance a ute and a trailer under one agreement, particularly when both are for genuine business use. Alternatively, they may be financed separately but arranged at the same time. Either way, combining them can simplify the paperwork and give you one set of repayments to manage.
What do lenders consider?
Lenders look at the total amount financed, the type and value of the trailer, and whether it's a standard business trailer. Your ABN, credit history, and trading record still apply as usual. Whether the assets can go on one agreement is subject to lender criteria, so the right structure varies.
How do you find the right lender?
Not every lender bundles assets the same way. Overdrive's Simon Kendrick compares 80-plus banks and non-bank lenders to find a structure that suits financing your ute and trailer together, potentially on competitive terms and with less hassle.
How do you get a combined finance quote?
Need a ute and trailer for the business? Request an obligation-free quote from Overdrive. It's a soft check that won't affect your credit score, and we'll work out the best way to structure it.
Ready to compare cheap rates?
Free quote in minutes, decisions in 24–48 hours. No credit-score impact to enquire.