Key highlights
- 100% light truck finance achievable for many eligible applicants
- No-deposit finance keeps your cash flow intact
- Best placed: aged ABN, clean credit, steady trading
- One broker, 80+ lenders compared for no-deposit fit
- Soft check to quote — no credit-score impact
Preserving cash flow is a priority for most businesses, so no-deposit finance is a common request. The good news is that 100% light truck finance is achievable for many eligible applicants. Whether you qualify comes down to your business profile.
What is 100% truck finance?
With 100% finance, the lender funds the full purchase price of the light truck so you don't tie up capital in a deposit. This keeps your cash available for fuel, wages and other running costs. It's a genuine and widely used option, not a special deal, for the right applicants.
Who qualifies for no-deposit finance?
Established businesses with a good ABN age, clean credit and a steady trading record are best placed for no-deposit finance. Newer ABNs or low-doc applications may still access it, though a deposit can sometimes strengthen the case. The truck's age and type also matter, subject to lender criteria.
Which lenders offer 100% truck finance?
No-deposit appetite differs across lenders, so it pays to compare. With 80+ banks and non-bank lenders, Simon Kendrick can find one offering 100% finance for your profile. Confirm any tax or depreciation points with your accountant or registered tax adviser.
Want to keep your cash and finance the full amount? Ask Overdrive for an obligation-free quote and Simon will check your no-deposit options. It's a soft check that won't affect your credit score.
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