Key highlights
- A Pty Ltd company can hold the loan and own the van
- Lenders assess company trading, income and directors
- Directors may be asked for a personal guarantee
- Company van finance arranged across 80+ lenders
- Soft check to quote, no credit-score impact
When your business trades through a company, financing a van in the company name keeps things clean. Company van finance is common, and lenders assess the entity behind it.
Can a company finance a van?
A Pty Ltd company can hold the loan and own the van, keeping the asset within the business. Lenders assess the company's trading history, income, and sometimes ask for director guarantees. Terms are subject to lender criteria and the company's profile.
What do lenders look at?
Company financials or bank statements, ABN and GST details, and director information typically form the assessment. An established company with steady revenue accesses the widest range of options, though newer companies have pathways too.
Do directors need to give a guarantee?
Many lenders ask directors to provide a personal guarantee, especially for smaller or younger companies. Your accountant or registered tax adviser can advise how ownership, GST, and any depreciation apply to your company.
Simon Kendrick can arrange company van finance across a panel of 80+ lenders. Request an obligation-free Overdrive quote. It is a soft check that won't affect your credit score.
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