Key highlights
- ABN contractors can access commercial van finance
- Bank statements, invoices or financials prove income
- Low-doc options may suit established ABNs
- One broker explains your circumstances once
- Obligation-free quote via a soft check only
Contractors rely on their van to get to every job, but irregular income can make finance feel uncertain. In practice, lenders regularly work with contractors who hold an ABN.
Can a contractor finance a van?
As an ABN holder, you can access commercial van finance whether you invoice one main client or several. Lenders assess your income and business rather than a fixed salary, and Overdrive's panel of 80+ includes those comfortable with contractor arrangements.
How do contractors prove income?
Bank statements, invoices, or financials help demonstrate steady earnings across your projects. Low-doc options may suit established ABNs with fewer documents, while a deposit or trade-in can strengthen a borderline application, subject to lender criteria.
How does using one broker help?
Dealing with one broker means your circumstances are explained once and matched to the right lender. Talk to your accountant or registered tax adviser about how repayments and GST apply to your contracting business.
Simon Kendrick understands how contractors earn and can match you accordingly. Request an obligation-free Overdrive quote. It is a soft check that won't affect your credit score.
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