Key highlights
- Fund versatile tray and service-body trucks for trades
- Service-body fit-out can often be rolled into the finance
- Match the term to how long you keep the truck
- 80+ lenders compared for tray truck finance
- Soft check to quote, no credit-score impact
Tray and service-body light trucks are among the most versatile vehicles a business can own, ideal for trades and site work. This post explains how finance can help you fund the right setup.
What is a tray or service-body truck?
A tray truck offers an open, flexible load area, while a service-body truck adds built-in compartments for tools and equipment. Both suit trades, maintenance crews and mobile operators who need to carry gear efficiently. Light truck finance lets you fund the truck over time, keeping cash free for the rest of your business, subject to lender criteria.
What do lenders check for tray trucks?
Lenders assess your ABN, time in business, income and the truck being financed. A tray or service body that clearly supports your work strengthens the case. New and used trucks can both be funded, though age and condition affect the terms available on older units. A tidy, well-kept truck holds value as security.
Can you finance the service body fit-out?
Where a service body or fit-out is added at purchase, it can often be included in the finance as part of the truck package. This depends on the lender and how the deal is structured. Speak with your accountant or registered tax adviser about the tax side of the purchase.
How do you finance a tray truck?
Simon Kendrick at Overdrive can compare tray and service-body truck finance across 80-plus lenders. Request an obligation-free quote. The soft check involved has no impact on your credit score.
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Free quote in minutes, decisions in 24–48 hours. No credit-score impact to enquire.