Key highlights
- Finance shaped to your trade's vehicle needs
- Terms, structures and fit-outs tailored per trade
- Match the term to how long you keep the vehicle
- One broker compares 80+ lenders across industries
- Obligation-free quote for eligible applicants
A vehicle that works for a courier is rarely the same one a builder or electrician needs, and finance can be shaped to suit each. Understanding your trade's requirements helps you get a vehicle that earns its keep. This guide looks at industry-specific considerations.
Different trades, different vehicle needs
A tradesperson may want a dual-cab ute with a fit-out, a courier may need a reliable van, and a mobile service business may prefer an economical SUV or 4WD. The vehicle you choose affects both the finance and how the business uses it, which is why one size rarely fits all.
How is finance tailored to your trade?
For eligible applicants, terms, structures and inclusions such as fit-outs can often be shaped around how a particular trade operates and manages cash flow. Some lenders are more familiar with certain industries than others. These factors are subject to individual lender criteria.
How do you choose the right term?
Choosing a term and structure that match how long you will keep the vehicle helps avoid surprises later. Any tax or GST treatment specific to your trade should be discussed with your accountant or registered tax adviser.
How do you get finance for your trade?
At Overdrive you deal with one broker, Managing Director Simon Kendrick, who compares 80+ banks and non-bank lenders for ABN businesses across many industries. Ask for an indicative quote and a soft check with no obligation.
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