Key highlights
- No-deposit or 100% finance may suit eligible applicants
- Keep working capital in the business, not the van
- Clean credit or property behind you strengthens the case
- Worth comparing overall cost of borrowing the full amount
- One broker, 80+ lenders compared — soft-check quote
Preserving cash flow matters, and paying a large deposit upfront isn't always ideal. No-deposit van finance can let eligible businesses fund the full amount. Overdrive compares a panel of 80+ lenders to see whether this is possible for you.
Can you get van finance with no deposit?
Some lenders offer no-deposit or 100% finance for eligible applicants, meaning the loan covers the van's purchase price. This keeps working capital in the business. Whether you qualify depends on your credit profile, trading history and the vehicle, all subject to lender criteria.
What strengthens a no-deposit van application?
Without a deposit, lenders lean more on other factors. A solid credit history, an established ABN, or property behind the business can all help. Newer businesses may still be considered, though a small deposit sometimes widens the options available.
What does no-deposit van finance cost overall?
Borrowing the full amount means a larger balance to repay, so it is worth comparing the overall cost against putting some money down. A broker can show both scenarios across multiple lenders. For tax or GST questions, check with your accountant or registered tax adviser.
Want to keep your cash and still get the van? Get an obligation-free quote from Overdrive. It is a soft check that won't affect your credit score, and Simon can check whether no-deposit finance is on the table.
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