Key highlights
- Van finance available for sole traders, partnerships and companies
- No-deposit finance for eligible applicants preserves working capital
- A trade-in can lower the amount financed
- Established, GST-registered businesses access the widest choice
- Obligation-free quote via a soft check only
For a small business, the right van keeps jobs moving and customers happy. Financing one is straightforward when you understand what lenders look for and how to structure the loan.
What van finance options do small businesses have?
Whether you are a sole trader, partnership, or small company, van finance is available under your ABN. Lenders assess your income, trading history, and how the van supports the business. Overdrive compares 80+ banks and non-bank lenders to find a suitable fit.
How does no-deposit finance help?
Many small businesses value no-deposit finance for eligible applicants, which preserves cash for stock, wages, and day-to-day costs. A trade-in can further reduce the amount borrowed without touching your working capital.
What do you need to apply?
Have your ABN, identification, and recent bank statements ready. Established, GST-registered businesses generally access the widest choice, though newer ones have pathways too. Ask your accountant or registered tax adviser about the tax treatment.
Simon Kendrick can match your small business to the right van finance quickly. Request an obligation-free Overdrive quote. It is a soft check that won't affect your credit score.
Ready to compare cheap rates?
Free quote in minutes, decisions in 24–48 hours. No credit-score impact to enquire.
