Key highlights
- Your van is your shopfront and workspace on wheels
- Fit-out costs like power, water or shelving may be included
- Suits mobile mechanics, groomers and beauty services
- One broker matches finance to your service across 80+ lenders
- Obligation-free quote via a soft check
Mobile-service businesses live and die by their vehicles, from mobile mechanics to pet groomers and beauty services. A well-financed, well-equipped van is central to the model. Here is what to consider when funding one.
Why the van matters for mobile services
For a mobile-service business, the van is effectively your shopfront and workspace on wheels. Whether you run a mobile mechanic service, a mobile grooming setup or another on-site trade, the vehicle needs to carry equipment and often a fit-out. Business van finance lets you acquire and, in some cases, help fund the fit-out of a suitable van through your ABN, keeping capital free for the rest of the operation.
Can you finance a mobile service fit-out?
Mobile-service vans often require significant customisation, such as power, water, shelving or specialised equipment. Depending on the lender and structure, some of these costs may be considered alongside the vehicle. Because these vans can be more specialised, discussing your full requirement upfront helps identify lenders comfortable with the setup. The type of van and its fit-out both influence the finance available.
How to match finance to your service
Every mobile-service business is a little different, so matching to the right lender matters. Simon Kendrick can review your requirements and compare options across the Overdrive panel of more than 80 lenders. For the tax treatment of vehicle and fit-out costs, check with your accountant or registered tax adviser. Approval remains subject to lender assessment.
Taking your service on the road? Overdrive can prepare an obligation-free, indicative quote on a suitable van. The enquiry is a soft check with no impact on your credit score. Get in touch with Simon.
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