Overdrive Funding arranges competitive Bobcat finance for Australian businesses. We compare 80+ banks and specialist lenders, negotiate the deal and manage everything from start to finish — new or used, from dealers, private sellers, clearing sales or auctions anywhere in Australia.
Bobcat is the brand that became the category — in Australia, 'a bobcat' means a skid steer regardless of who built it. That level of brand recognition translates into a used market with more buyers than almost any other machine type.
Bobcat equipment we finance
- S series skid steer loaders — S70, S450, S510, S570, S590, S650, S770 and S870
- T series compact track loaders — T450, T590, T650, T740, T770 and T870
- E series mini excavators — E10, E17, E20, E26, E35, E50, E60, E85 and E88
- Compact wheel loaders, telehandlers and toolcat
- Attachments — buckets, augers, breakers, levellers, grapples and brooms
- New, used, ex-hire, dealer, private-sale and auction purchases
We only finance machines located in Australia. See our machinery finance options for the full range.
What Bobcat resale means for your rate
Bobcat resale is exceptionally liquid. Skid steers sell fast across landscaping, construction, farming and hire, and a machine with that many potential buyers is straightforward security from a lender's perspective.
Attachments are worth planning for at the outset. Buckets, augers, breakers and grapples can generally be financed with the machine where they are on the same invoice, which keeps your working capital intact — a materially better outcome than paying cash for a $15,000 attachment package after settlement.
Who finances Bobcat equipment
Bobcats are financed by landscapers, earthmoving and civil contractors, hire fleets, farmers, fencing contractors, demolition operators, councils and tradies. Hire fleets buy them in volume.
Bobcat finance rates
Established ABN (2+ years), new machine, full doc
Established ABN, used machine, low doc (no financials)
Newer ABN (under 12 months)
Prior credit issues or specialist lending
| Borrower profile | Indicative rate | Typical deposit |
|---|---|---|
| Established ABN (2+ years), new machine, full doc | From 6.1% | $0 – 10% |
| Established ABN, used machine, low doc (no financials) | 7% – 10% | 10% – 20% |
| Newer ABN (under 12 months) | 9% – 12% | 10% – 30% |
| Prior credit issues or specialist lending | 12% – 15% | 20% – 30% |
Rates are indicative only and subject to lender assessment, asset age, hours, term and your individual circumstances.
Low doc Bobcat finance
Low doc (no financials) finance is available on Bobcat equipment up to $500k for the right profiles, assessed on your ABN, GST registration, credit profile and the machine rather than tax returns or financial statements. It typically sits in the 7% to 10% range for an established business buying used.
New or used Bobcat?
Used Bobcats are everywhere, which is good for choice and price. Condition varies enormously — these machines are frequently hired out to inexperienced operators. Check the undercarriage on track loaders and the lift arm pins on skid steers.
Get a quote
Looking for the best rate on Bobcat finance? You're in the right place. Speak directly with Simon and our team for a free, no-obligation quote, or get a free quote online. Our service is completely free. We're paid by the lender only after a deal settles, so there's no cost to you—even if you choose not to proceed.