About Overdrive Funding

Australian Family-Owned & Operated
Finance Brokerage Firm

We set a higher standard in asset finance, business loans and commercial lending through transparency, competitive rates and exceptional service.

30+

Years Combined Experience

Days A Week

Direct

No Call Centres or Handovers

Long-Term

Support to All Clients

Overdrive Commercial Funding is a respected, Australian family-owned and operated brokerage firm with a national reputation for delivering premium finance solutions tailored to the needs of business owners, sole traders, ABN holders and self-employed professionals. Led by Director Simon Kendrick and backed by 25 years of industry experience, we take a smarter, more strategic approach to commercial lending — ensuring every client receives exceptional service, market-leading rates and honest, transparent guidance and support.

Our commitment is to provide a free finance and loan comparison service that helps your business secure low-cost, fast and hassle-free financing — without restrictive conditions or hidden fees. With us, there are no hidden surprises; you'll be fully informed on your loan and know exactly what you'll be paying.

We specialise in structured finance solutions across a broad range of commercial requirements, including:

Truck & Trailer Finance
Business Vehicle Finance (cars, utes, vans, SUVs)
Machinery & Equipment Finance
Business Purchases & Franchise Finance
Invoice (Receivables) Finance
Cash Flow Lending
Business Overdrafts & Lines of Credit
Commercial Fleet Finance
ATO (Tax) Debt Loans
Commercial Property Loans

We're partnered with 80+ commercial lenders, including major banks and specialist funders, arranging funding from $20,000 up to $10 million+ to secure solutions tailored to your credit profile, budget, business objectives and preferred loan terms. Pre-approvals on asset finance are valid for 90 days, giving you the confidence to shop around or negotiate the best deal.

At Overdrive, you're never passed from rep to rep. You'll work directly with one qualified, experienced broker who manages the entire process — from application through to approval, settlement and ongoing support — coordinating with the seller, handling the paperwork and keeping you informed every step of the way.

If you're comparing options, we'll go head-to-head with banks, dealerships and other finance providers, and welcome the chance to beat any quote. Whether you're expanding your fleet, replacing equipment, managing cash flow or funding a new opportunity, we're here to make commercial finance easy, competitive and tailored to your business.

What We Stand For

The Values Behind Every Deal We Structure

Transparency First

Clear terms, honest advice and no hidden fees. We explain every option so you can make an informed decision.

One Dedicated Broker

Unlike larger finance companies with high staff turnover, you work with the same broker for the long term.

25 Years Of Experience

Director Simon Kendrick brings a quarter-century of industry knowledge to every application and negotiation.

How We Work

Why Choose Us As Your Finance Broker

Understanding

Our main purpose is to gain an understanding of your business and its operations in order to evaluate how much you are qualified to borrow and locate a solution tailored to the requirements of your business needs.

Negotiation

Our finance brokers negotiate with our panel of 80+ lenders to find the best rate, repayment and loan term on your behalf, saving you time and money. When you work with us, we work for you — not the banks.

Guidance And Reassurance

We guide and reassure you throughout every step of the financing process, from start to finish, until the funds are released and your asset is available for pickup.

Meet Our Director

Simon Kendrick

Managing Director, Overdrive Commercial Funding

I work closely with Australian businesses to deliver tailored finance solutions that support growth and operational success. With extensive industry experience and a hands-on approach, I take the time to understand each client's objectives, cash flow requirements and industry needs to structure the right funding solution from the start.

I work with clients throughout the life of their business, assisting and supporting them through every phase of growth. From assessing finance options through to negotiating competitive terms with lenders, I personally manage the entire process to ensure a seamless, transparent and efficient experience.

Head Office

54 Miller St, North Sydney, NSW 2060

Our Team

Simon Kendrick — Managing Director

Mark Ouyang — Head of Settlements

Emma King — Director of Operations

0417 000 316 Get An Instant Quote