Australian Family-Owned & Operated
Finance Brokerage Firm

Overdrive Funding is an Australian family-owned finance brokerage specialising in asset finance, truck finance, business lending and commercial finance.

We work with sole traders, owner-operators and established businesses across Australia, helping them secure finance that fits the way their business actually operates.

Our approach is straightforward: understand what you need, make the process simple and give you clear advice so you can make the right decision for your business.

Finance shouldn't mean filling out the same information for multiple lenders or trying to work out which offer is actually the best deal.

With Overdrive Funding, you have one dedicated broker who manages the process from application through to settlement.

We handle finance for new and used assets purchased through dealers, private sellers and auctions, as well as low-doc, full-doc and refinancing applications.

And when we present an option, you'll know what you're actually paying. We clearly disclose the effective rate, fees and charges upfront so you can compare your finance with confidence.

Different businesses need different lenders.

That's why we work with a panel of 80+ banks, commercial lenders and specialist funders, giving us the flexibility to find a lender suited to your circumstances rather than trying to fit every application into the same box.

We assess the available options, negotiate on your behalf and structure the loan around the asset, your financial position and how you want to manage repayments.

That could mean financing a truck or trailer, purchasing machinery and equipment, refinancing existing debt or accessing capital for another business purpose.

Overdrive Funding was built as a family business, and we've deliberately kept the personal approach that came with it.

Every client has direct access to Simon Kendrick, Managing Director, who brings more than 30 years of finance industry experience.

There are no call centres and no being passed between departments. You'll deal with people who know your application, understand your business and are available when you need them.

That personal accountability matters to us. When you call Overdrive, you know who you're dealing with.

Commercial finance isn't just about numbers on an application. Understanding the asset and the industry behind it can make a real difference.

Truck and equipment finance is a core part of what we do. From an owner-driver purchasing their first truck to an established operator adding prime movers, trailers, tippers or specialist equipment, we understand the assets businesses rely on to earn revenue.

That experience helps us present applications properly, anticipate what lenders will need and navigate more complex purchases and finance scenarios.

We want to be the broker you call for the next purchase, not just this one.

As your business changes, your finance requirements will change with it. You might replace an existing vehicle, add another truck, invest in new equipment, restructure debt or need funding to take advantage of an opportunity.

By understanding your history and where your business is heading, we can make future applications easier and help you make better-informed financing decisions as you grow.

For us, settlement isn't the end of the relationship. It's the beginning of the next chapter.

Overdrive Funding works with businesses throughout NSW, VIC, QLD, WA, SA, TAS, ACT and NT.

Whether you're an owner-operator buying your first income-producing asset or an established business investing in its next stage of growth, you'll receive the same personal service and commercial finance expertise wherever you're based.