Invoice Finance
Our invoice finance is built for businesses that cannot afford to wait 30, 60 or 90 days for customers to pay. Also known as debtor finance, it allows you to access up to 90–95% of the value of eligible outstanding invoices, often on the same day they are issued.
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95%
Approval Success Rate
$380M+
Total Volume Funded
24
Hour Decisions
$0
Cost To Use Our Service
Unlock Cash Flow From Your Unpaid Invoices
Waiting 30, 60 or 90 days for customers to pay can put unnecessary pressure on your business. Invoice finance, also known as debtor finance or receivables finance, allows you to unlock the value of your outstanding invoices so you can access working capital sooner.
Instead of waiting for customer payments, you can use the funds tied up in your accounts receivable to pay suppliers, cover wages, purchase stock, and invest in business growth—all while maintaining healthy cash flow.
What Invoice Finance Can Be Used For
- Improve business cash flow
- Increase working capital
- Pay suppliers on time
- Cover wages and payroll
- Purchase stock and inventory
- Fund business growth
- Manage seasonal cash flow
- Bridge payment gaps
- Take on larger customer orders
- Reduce reliance on overdrafts
Is Invoice Finance Right for Your Business?
Invoice finance is ideal for businesses that:
- Have an ABN or ACN
- Invoice other Australian businesses (B2B)
- Offer payment terms of 30, 60 or 90 days
- Issue invoices after providing goods or services
- Need ongoing working capital to support growth
Benefits of Invoice Finance
Our Simple Process
- 01
Tell Us What You Need
Tell us about your business, the invoices you're waiting on, and your cash flow situation. We'll assess your needs and identify the right invoice finance solution.
- 02
We Match You With The Right Lender
We search across our panel of 80+ lenders to find invoice finance facilities that suit your industry, debtor profile, and funding requirements.
- 03
Approval & Setup
Once approved, we manage the setup process with the lender, including onboarding your debtor ledger and getting your facility established quickly.
- 04
Ongoing Access & Support
Draw down against your invoices as needed. We remain your point of contact for any queries, facility reviews, or future finance needs.
Industries
How Every Industry Unlocks Cash Flow with Invoice Finance
If your business invoices other businesses and waits 30–90 days to get paid, invoice finance turns those outstanding invoices into working capital — same day, without adding debt.
Transport & Logistics
Transport and logistics operators run high costs daily — fuel, drivers, tolls and maintenance — yet freight invoices often sit unpaid for 30 to 60 days. Invoice finance releases up to 85% of the invoice value within 24 hours of raising it, keeping trucks on the road and cash flowing without waiting on slow-paying clients.
Construction & Civil
Construction businesses carry massive WIP balances while waiting on progress claims and retention releases that can take months. Invoice finance turns approved progress claims into immediate working capital, funding subcontractors, materials and site costs without relying on overdrafts or turning down new tenders.
Agriculture & Farming
Agricultural businesses supplying produce, livestock or grain to processors and supermarkets often wait weeks for payment. Invoice finance provides immediate cash against those receivables — funding seed, fertiliser, labour and equipment costs for the next season without waiting on the buyer payment cycle.
Forestry & Logging
Forestry contractors supplying timber, biomass or land clearing services to large clients face long payment terms. Invoice finance unlocks cash tied up in outstanding invoices, allowing crews and equipment to keep operating and new contracts to be taken on without the constraint of slow debtor collections.
Mining & Quarrying
Mining services and contracting businesses supplying to major miners often carry large unpaid invoices under 60–90 day payment terms. Invoice finance converts those receivables into immediate working capital for consumables, crew costs and equipment maintenance — scaling automatically as contract revenue grows.
Manufacturing, Woodworking & Mechanical
Manufacturing, woodworking and mechanical businesses regularly complete large production runs and wait 30–90 days for wholesale or retail clients to pay. Invoice finance releases cash against those outstanding invoices the same day they are raised, funding the next production run without the need for stock finance or unsecured overdrafts.
Professional Services
Consulting, IT services, accounting and labour hire firms often carry significant debtor books with 30–60 day terms. Invoice finance gives professional services businesses immediate access to cash tied up in receivables, covering wages, contractor costs and overheads without relying on personal guarantees or property security.
Trades
Trades businesses completing commercial fit-outs, electrical, plumbing or civil work for builders and developers face long payment delays. Invoice finance lets tradies convert completed-work invoices into cash within 24 hours — paying their own suppliers on time, taking on more jobs and growing without being held back by slow-paying head contractors.
Can't Be Beaten On Price Or Service
Looking for the best deal on invoice finance? We service all major cities and surrounding areas in: NSW, VIC, QLD, WA, SA, TAS, ACT and NT.
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