Overdrive Commercial Funding is a respected, Australian family-owned and operated brokerage firm with a national reputation for delivering premium finance solutions tailored to the needs of business owners, sole traders, ABN holders, and self-employed professionals. With over 30 years of finance expertise, we provide a smarter, more strategic approach to commercial lending—ensuring every client receives exceptional service, market-leading rates, and honest, transparent guidance and support. Our commitment to you is to provide a free finance and loan comparison service to assist your business in securing low-cost, fast, and hassle-free financing without crippling conditions or hidden fees. With us, there are no hidden surprises; you’ll be fully educated on your loan and will know exactly what you’ll be paying.
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We specialise in structured finance solutions across a broad range of commercial requirements, including:

Truck & Trailer Finance
Vehicle Finance (cars, utes, vans, SUVs, and commercial fleets)
Machinery & Equipment Finance
Business & Franchise Loans
Invoice (Recievables) Financing
Cash Flow Lending & Business Overdrafts
Fleet Finance
ATO (Tax) Debt Loans
Commercial Property Loans

Whether you’re purchasing a single asset or an entire fleet, we arrange funding from $20,000 up to $10 million. We partner with over 70 commercial lenders—including major banks and specialist funders—to secure the optimal solution tailored to your individual credit profile, business objectives, preferred loan terms (such as early payout options or balloon payments), and specific industry requirements.

Our job is to know the market, understand your position, and secure the right structure at the sharpest rate—fast. Our pre-approvals are valid for 90 days, giving you the confidence to shop around or negotiate the best deal.

At Overdrive, you’re not passed around from one rep to the next. You’ll work directly with a qualified, experienced broker who manages the entire process—from application through to approval, settlement, and post-settlement support. We coordinate with the seller, take care of the paperwork, and keep you in the loop every step of the way. It’s a seamless, stress-free process built on clear communication and guidance.

We don’t provide one-size-fits-all products or promote lenders based on convenience. We work strictly for you and your goals. Our approach is to understand your needs and get it right the first time by matching you with the lender best suited to set you up for long-term success—all while protecting your credit profile from unnecessary hits.

If you're looking to compare options, we’ll also beat any quote and welcome the opportunity to go head-to-head with dealerships, banks and other finance providers. Why? Because we back the value we bring and aim to earn your business for the long haul.

Whether you’re expanding your fleet, replacing equipment, managing cash flow or funding a new opportunity—keep us in mind. We’re here to make commercial finance easy, competitive, and completely tailored to your business.

If you're seeking a finance partner who values professionalism, integrity, and results—experience the Overdrive difference. Let us help you fund smarter and grow with confidence.