Australia's #1 lowest rate machinery finance solutions.

As machinery finance brokers, we focus on providing customised loans that support and drive your business growth. With funding ranging from $20,000 to $10,000,000, we offer flexible options for both single asset purchases and large-scale investments.

98%
client success rate - simple approvals and fast funding.
70+
lenders and banks to compare with no impact on credit score.
Zero
in-house fees, hidden cost or upfront credit checks.
Save
time and money with our competitive rates and premium service.
Stop overpaying—We'll beat any quote!
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“I used Overdrive for machinery finance to acquire a digger. Simon had great communication and offered a friendly hassle free service. I have no hesitation in recommending Overdrive to other Australian businesses.”

Ben H.

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Australia's leading truck, trailer, machinery, equipment and business vehicle finance provider.
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Machinery finance made easy.

Want the best rates on machinery finance? Our Australian brokers work hard to meet the needs of small, medium, and large businesses, securing low rates, repayments and loan terms, so you can invest in the machinery your business needs.
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When you partner with us, a dedicated broker will guide you through the process, from application to approval, and manage coordination with the seller and post-settlement admin. We ensure clear, reliable communication for a seamless experience.

Long-term support.

We are committed to supporting your business long-term by helping you secure cost-effective machinery loans for every purchase. With over 30 years of experience, we've built a strong extensive network of lenders offers a variety of commercial solutions to provide the flexibility your business needs to succeed. We guarantee true effective rates and full transparency on lender conditions upfront, so you know exactly what to expect—no unexpected surprises. With our team by your side, you can focus on growing your business, confident that all your financing needs are covered without having to look elsewhere.

Compare and save today.

We finance excavators, bulldozers, graders, cranes, loaders, concrete pumps, skid steers, forklifts, telehandlers, pavers, rollers, CNC machines, and more. Whether you're buying your first, upgrading, or purchasing multiple assets, we’ve got you covered. We arrange financing for both new and used from dealerships, private sellers, or auctions.
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Ready to get started? Give us a call or fill out our simple online form to compare your options. Your time matters to us—if we’re not able to assist, we’ll be upfront and let you know right away, with zero impact.
Get A Free Quote

Get a quick quote!

Compare your options today—no upfront credit checks and no impact on your credit score. Complete our 30-second form below for a free, no-obligation quote.
‍Eligibility requirement: To qualify, you must be an Australian citizen or permanent resident. We are unable to process applications for student visas.
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Brands we finance everyday.

Our commitment extends beyond assisting with a single business requirement or asset purchase; we’re here to be your partner for the long haul.

Supporting individuals and businesses across Australia.

Why choose us?

Free service with no upfront costs or hidden fees
Gain a dedicated licensed finance broker
30+ years experience and industry knowledge
Australian family-owned brokerage firm
We build trust by being honest and transparent
Our experts help you save time and money
Access to 65+ banks & non-bank lenders
Competitive rates, repayments & loan terms
Efficient approvals & fast settlements  
90 day fixed pre-approvals: Shop with confidence
Credit score protection
Zero paperwork: We do all the hard work
New or used - no asset age restrictions
Purchase from a dealership, private seller or auction
Personalised service tailored to your specific needs
Expert and strategic negotiation approach
No wait times: Direct access to our team
Non-property owners accepted
Solutions for various credit profiles
Established, new and 1 day ABN holders
Balloon payment and early payout options
No deposit options
Tax benefits (asset depreciation)
Insurance solutions through our trusted network
Built a loyal client base due to our rates & service
Support for the lifetime of your business

Our simple loan process.

01
Get A Free Quote
Get a free comparison quote by completing our short online form or calling us to explore affordable machinery financing options for your business.
02
Conditional Approval
We'll evaluate your credit profile without leaving any imprints to find the best lender for your machinery loan and secure quick pre-approval. Shop with confidence for 90 days or, if you've chosen your asset, we'll start the settlement process.
03
Sign Documents
Once we receive settlement confirmation, we'll review your loan terms and repayment options to ensure they align with your needs. The contract will then be sent to you for review and signature.
04
Get Funded
Once the funds are ready, we'll contact you to congratulate you on your successful purchase. You can then collect your machinery at your convenience.
Get A Free Quote

See how Overdrive delivers more.

Fast approvals & turnarounds.

Apply online or give us a call to see if you're eligible for pre-approval in just minutes. You can receive a formal finance approval within 24 hours, and for low doc applications, funds can be available within 48 hours. Please note, full doc applications may take additional time.

Loans from $20K up to $5M.

✔ Low-doc (no financials) up to $500K
✔ Full-doc from $500K-$5M
✔ No deposit options
✔ Balloon options to reduce monthly payments
✔ Early payout options
✔ No property as security

Credit score protection.

Before matching your application with a suitable lender, it undergoes a thorough, soft-touch evaluation of over 1,000 lender policies, all without impacting your credit score. Unlike other companies, we cover the cost of these evaluations, making us the better choice.

No paperwork or wait times.

We’ll handle all the hard work, providing you with a hassle-free experience. You won’t have to worry about long waits or excessive paperwork like you would when going direct to the banks or other companies.

Tax effective solutions.

At Overdrive, our consultants are dedicated to understanding your unique business needs in order to negotiate tailored solutions that consider your tax obligations and cash flow requirements.

Variety of options.

Chattel mortgage, Finance lease, Novated lease, Operating lease, Hire purchase, Rent-to-own, Asset refinance, Sale & buy-back, Invoice financing, Overdraft facility, Working capital, Business loans, Commercial property loans, Trade finance, and more.

Personalised approach.

We value our proactive and personalized approach, which is a key component of our service. We understand that every client and application has unique needs and requirements, and we are committed to providing them with the necessary support.

Guidance and support.

We are dedicated to offering full support and peace of mind throughout the entire loan process, from start to finish. Our main priority is to ensure our clients receive the highest level of service and assistance.

Great rates, better service.

We are focused on delivering the best rates in the market with our network of 70 lenders and banks. We are committed to providing premium service and working diligently to help our clients achieve their long-term goals.

Sale & leaseback.

Leverage our sale & leaseback option to unlock capital from your existing assets! For instance, if you own your machinery outright and it's valued at $50K, you can borrow the equivalent amount by using your machinery as collateral.

Machinery refinancing.

You can refinance your machinery with us. If you're looking for a better interest rate, balloon refinance, or inexpensive payment terms, give our specialists a call, and we’ll take care of the rest to secure a better outcome for you.

Insurance solutions.

When needed, we can help you secure insurance. Through our network of trusted providers, we can connect you with experts who will guide you in insuring your machinery.
Get A Free Quote

We’ve supported thousands of business owners across Australia.

The success of our loyal long-term client base reflects our competitive solutions, extensive industry expertise, and exceptional customer service.

Accredited with 65+ banks & lenders!

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Enjoy competitive rates, affordable repayments, and flexible loan terms for your business needs, supported by a team of professionals that you can trust for the long-term success of your business.
Office Hours And Locations

Monday - Sunday
8 AM - 6 PM
NSW, QLD, VIC, WA, SA, NT

Get In Touch
info@overdrivefunding.com.au
1300 883 859
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OVERDRIVE COMMERCIAL FUNDING PTY LTD. © ALL RIGHTS RESERVED 2022.
Overdrive Commercial Funding PTY LTD ABN 87 659 049 895 trading as Overdrive Funding.
We are authorised as credit representatives of Connective Credit Services Pty Ltd, Australian Credit Licence 389328.
This page only provides general information; it was not created with your objectives, needs, or financial situation in mind when designing. Before accepting any offer or product, we advise you to think about whether it is appropriate for your situation and to review your entire financial situation. It is not intended to be legal, tax, or financial advice, and you should always seek a professional's opinion regarding your specific circumstances.
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