manufacturing equipment finance Australia-wide

We deliver the lowest manufacturing equipment finance rates in Australia. Whether it’s one piece of equipment or multiple, our tailored solutions are built for long-term business growth, with fast approvals on new or used from any dealer, private seller or auction.
‍
Low doc loans (no financials) up to $500K and full doc up to $10M+

get a free quote now
Hero - Elements Webflow Library - BRIX Templates
Google - Elements Webflow Library - BRIX Templates

“Simon and his team were great to work with. They provided a friendly, efficient and hassle free service and got us what we needed. I wouldn’t hesitate to recommend Simon to other business owners!”

Shaun T.

Australia's leading truck, trailer, machinery, equipment and business vehicle finance provider
trusted partners of

want to lock in the lowest rate?

Our reputation for cheap interest rates ensures you're getting the best deal on manufacturing equipment and machinery finance. We help businesses (ABN holders), SMEs, owner-operators and large companies in engineering, packaging, woodworking or anything inbetween.
‍
With access to every commercial lender in Australia and zero service fees, we leverage our relationships to negotiate on your behalf, delivering rates and terms that beat banks, dealers and competitors saving businesses thousands.
‍
‍Simon, our Director and head broker, works directly with every client, supported by our experienced team for a seamless process. We manage the entire process from application through to settlement, structuring your deal for fast approvals, arranging invoices, assisting with any post-settlement admin, and always answering our phones to keep you updated or answer any questions you may have 24/7.
‍
We're family-owned and operated with over 30 years supporting Australian businesses, we pride ourselves on honesty and transparency. We’ll educate you about your loan so there are no surprises or hidden fees and, and ensure you get the most competitive rate for every purchase, supporting your business growth for the long haul. With us, there's no reason to go anywhere else for future needs.

Get a free quote to access the lowest rates on manufacturing equipment finance and get pre-approved today. We’ve assisted thousands of businesses grow from owning a single machine to managing fleets of 20+ and we’re here to help you do the same.
speak with simon

can't be beaten on price or service

Looking for cheap rates on forestry equipment loans in Sydney, Melbourne, Perth, Brisbane, Gold Coast, Adelaide, Canberra or Darwin? Get approved today by contacting Simon on 0417000316 or apply online using our simple form below.

We provide custom solutions with options like chattel mortgages, finance leases, and commercial hire purchase.

your equipment loan broker

We have finance solutions at low rates for CNC machines (lathes, laser, plasma cutters), plastic molding machinery,  packing machines, sheet metal machinery, generators and more.

Whether you're buying your first, upgrading, or purchasing multiple assets, we’ve got you covered. We arrange financing for both new and used equipment from dealerships, private sellers, or auctions.

Get a quick quote!

Access exclusive rates with a FREE QUOTE, no credit impact.
Eligibility requirement: To qualify, you must be an Australian citizen or permanent resident. We are unable to process applications for student visas.
Check - Elements Webflow Library - BRIX Templates

Thank you

Thanks for reaching out. We will get back to you soon.
Oops! Something went wrong while submitting the form.

Why choose us?

Our commitment extends beyond assisting with a single business requirement or asset purchase; we’re here to be your partner for the long haul

Free service with no upfront costs or hidden fees
Access to every lender and private funder in Australia
30+ years experience and industry knowledge
Australian family-owned and operated
We save every client time and money
No wait times, direct access to Simon every time
We can beat bank, dealer and competitor quotes
Fixed rates, low repayments & flexible terms
We protect what matters—your credit score
We build trust by being honest and transparent
Established, new and 1 day ABNs
Expert and strategic negotiation approach
Solutions for various credit profiles
Tax benefits (asset depreciation)
Built a loyal client base due to our rates & service
Support for the lifetime of your business

Our simple process

01
Consult, Offer & Decide Together
Speak to one of our experts about your business needs, and we'll offer tailored finance options, ensuring we secure the best rates for your specific asset and situation. We'll go over terms and decide which is the best soltuion for you.
02
Conditional Approval
We conduct a soft-touch evaluation of your profile to match you with the right lender for pre-approval. Once you're pre-approved, you can shop confidently for 90 days. If you've found your equipment, we'll initiate the process and take care of all the admin.
03
Sign Documents and Get Funded
When the lender is prepared to settle, you'll receive the contract for your review and signature. After settlement, it's time to pick up your asset.
04
On-Going Support
Once your loan is completed, we’ll support you with any related admin, such as payouts, statements, etc.
Get A Free Quote

See how Overdrive delivers more

Fast approvals & turnarounds.

Apply online or call us to check your pre-approval eligibility in minutes. Low doc approvals can be secured within 24 hours, with funding available within 48 hours. Full-doc applications may require additional processing time.

Finance made easy.

✔ Low-doc manufacturing equipment loans
✔ Full-doc manufacturing  equipment loans
✔ No deposit manufacturing equipment loans
✔ Balloon options to reduce monthly payments
✔ Early payout options
✔ No property as security

Credit score protection.

Before matching your application with a suitable lender, it undergoes a thorough, soft-touch evaluation of over 1,000 lender policies, all without impacting your credit score. Unlike other companies, we cover the cost of these evaluations, making us the better choice.

No paperwork or wait times.

As your equipment finance broker, we take care of all the hard work, ensuring a smooth and hassle-free experience. You won’t have to deal with lengthy delays or excessive paperwork that often come with going directly to banks or other companies. We’ll streamline the process, so you can focus on what truly matters—growing your business.

Tax effective for businesses.

Asset finance offers tax benefits by allowing businesses to depreciate assets, spreading their cost over time and reducing taxable income. Interest on loan repayments is also deductible, further lowering taxes. Additionally, businesses may qualify for the instant asset write-off, allowing them to claim the full cost of assets as an immediate tax deduction.

Variety of solutions.

Chattel mortgage, Finance lease, Novated lease, Operating lease, Hire purchase, Rent-to-own, Asset refinance, Sale & buy-back, Invoice financing, Overdraft facility, Working capital, Business loans, Commercial property loans, Trade finance, and more.

Personalised approach.

We prioritise a proactive and personalised approach, ensuring that every client and application receives the attention it deserves. By understanding each client’s unique needs, we are able to provide the tailored support and guidance they require.

Guidance and support.

With a focus on excellence, we offer extensive support and guidance throughout the entire loan process. Our commitment is to deliver the highest quality of service and assistance, so our clients can have full peace of mind throughout their experience.

Great rates, better service.

We secure the lowest rates tailored to each credit profile through our network of 70 lenders and banks. Our focus is on providing premium service and working diligently to negotiate the best solutions that align with our clients' long-term goals.

Sale & leaseback.

Maximise the value of your assets with our sale and leaseback option. For instance, if you own an asset worth $50K, you can use it as collateral to secure a loan for the same amount, providing you with the capital needed to invest in other areas of your business.

equipment refinancing.

You can refinance your equipment with us. If you're looking for a better interest rate, balloon refinance, or inexpensive payment terms, give our specialists a call, and we’ll take care of the rest to secure a better outcome.

Insurance solutions.

Our strong relationships with leading insurance providers allow us to connect you with experienced professionals who will ensure your equipment is insured with the right coverage.
Get A Free Quote

We’ve supported thousands of business owners across Australia

Access to 70+ lenders in one place

a word from our director

My focus is on helping businesses across the manufacturing, engineering, packaging, and woodworking industries access the right equipment and machinery finance solutions to strengthen their operations and support sustainable growth. I work directly with every client to ensure they have a finance partner who understands their industry, from cash flow requirements and production schedules to equipment maintenance and upgrade needs. Clients can always reach me personally with no call centres or handovers, just clear and reliable communication from start to finish.

With decades of experience in commercial finance and a strong background in the lending industry, I founded Overdrive Funding to offer a more skilled and transparent alternative to large brokerages. My experience allows me to design smart and flexible finance solutions that help manufacturers, engineers, and industrial businesses acquire and upgrade machinery without disrupting production.

Whether you are purchasing new or used machinery, upgrading plant equipment, expanding your production capacity, or refinancing existing assets, I create structured plans tailored to your business needs and cash flow. From flexible terms and early payout options to transparent pricing and no hidden costs, every part of the process is designed to give you confidence and control over your investment.

Simon Kendrick
Managing Director, Overdrive Commercial Funding

Office Hours And Locations

Monday - Sunday
8 AM - 6 PM
NSW, QLD, VIC, WA, SA, NT, ACT, TAS

Get In Touch
info@overdrivefunding.com.au
1300 883 859
OVERDRIVE COMMERCIAL FUNDING PTY LTD. © ALL RIGHTS RESERVED 2022.
Overdrive Commercial Funding PTY LTD ABN 87 659 049 895 trading as Overdrive Funding.
We are authorised as credit representatives of Connective Credit Services Pty Ltd, Australian Credit Licence 389328.
This page only provides general information; it was not created with your objectives, needs, or financial situation in mind when designing. Before accepting any offer or product, we advise you to think about whether it is appropriate for your situation and to review your entire financial situation. It is not intended to be legal, tax, or financial advice, and you should always seek a professional's opinion regarding your specific circumstances. We care about your data in our privacy policy