Business & Franchise Purchases
Looking to buy a business or franchise? Access flexible business purchase and franchise finance solutions with competitive rates, fast approvals, and expert support.
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Approval Success Rate
$380M+
Total Volume Funded
24
Hour Decisions
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Cost To Use Our Service
Business Purchase Finance Made Easy
Secure Funding to Buy a Business or Franchise
Looking to purchase an existing business or invest in a franchise opportunity? Our business purchase and franchise finance solutions help entrepreneurs, investors, and business owners access the funding needed to acquire established businesses and proven franchise models.
Whether you're buying your first business, expanding your portfolio, or investing in a recognised franchise brand, we can help you secure the right finance solution to achieve your goals.
What is Business Purchase & Franchise Finance?
Business purchase finance provides funding to acquire an existing business, while franchise finance helps cover the costs associated with purchasing and establishing a franchise.
These finance solutions can be used for:
What Can Franchise & Business Purchase Finance Be Used For?
We help fund all types of business and franchise acquisitions:
- Purchasing an established business
- Buying a new franchise
- Expanding an existing franchise network
- Acquiring a transport, logistics, or freight business
- Purchasing a construction company or contracting business
- Funding business takeovers and succession purchases
- Buying a competitor to expand market share
- Funding franchise fit-outs and equipment
- Covering franchise fees and setup costs
- Providing working capital for day-to-day operations
- Financing stock, inventory, vehicles, plant, and business assets
- Supporting business growth and expansion plans
Who Can Benefit?
Whether you're purchasing a café franchise, acquiring a transport company, taking over a construction business, or expanding through acquisition, we can help you access a finance solution tailored to your goals and business requirements.
- First-time business buyers
- Franchise operators
- Multi-site franchise owners
- Transport and logistics operators
- Construction and civil contracting businesses
- Trades and service-based businesses
- Hospitality businesses and cafés
- Retail store operators
- Professional service businesses
- Existing business owners looking to expand through acquisition
- Buyers looking to take over an established business
- Investors acquiring profitable businesses
Our Simple Process
- 01
Tell Us About The Opportunity
Share details about the business or franchise you're looking to purchase, including the asking price and any assets included. We'll identify the right funding approach.
- 02
We Structure Your Finance
We work across our panel of lenders to find funding that covers the purchase price, assets, and setup costs — structured to support your entry into ownership.
- 03
Approval & Documentation
We manage the application and liaise with the lender to keep the process moving efficiently alongside your legal and due diligence timeline.
- 04
Settlement & Ongoing Support
Once settled, we remain your finance partner for any additional working capital, equipment, or growth funding needs as your new business scales.
Industries
How Every Industry Uses Business & Franchise Finance
Whether you are buying an existing operation, acquiring a competitor, or purchasing a franchise, business purchase finance funds the acquisition without draining your working capital.
Professional Services
Accounting practices, law firms, dental offices, allied health clinics, fast food franchises and coffee shop chains are among the most commonly financed business acquisitions in Australia. Franchise purchases — from McDonald's and Subway to Gloria Jean's and The Coffee Club — are viewed favourably by lenders due to proven systems and brand backing. Whether it's a professional practice or a food and beverage franchise, acquisition finance is structured around the business's existing cash flow and client or customer base.
Retail
Retail businesses rely on finance to manage stock purchases, fit-outs, point-of-sale equipment, working capital, and the seasonal cash flow demands that come with trading cycles.
Trades
Established plumbing, electrical, HVAC and building businesses are regularly acquired by tradespeople looking to scale. Business purchase finance lets tradies buy an existing operation with staff, vehicles, tools and customers already in place — avoiding the years it takes to build the same turnover organically and funding the acquisition against the business's own cash flow.
Food & Beverage
Food and beverage businesses — cafes, restaurants, manufacturers and distributors — rely on finance to fund commercial kitchen equipment, fit-outs, refrigeration, vehicles, and working capital.
Business Services
Business service providers — accountants, consultants, marketing agencies and logistics firms — rely on finance to fund vehicles, equipment, working capital, and growth initiatives.
Disability Services
NDIS and disability service providers rely on finance to fund accessible vehicles, specialist equipment, facility fit-outs, and the working capital required to manage participant care and business growth.
Property Services
Property service businesses including real estate, strata, facilities management and cleaning companies rely on finance for vehicles, equipment, and the working capital needed to service large property portfolios.
Technology Services
Technology businesses — software companies, IT services, MSPs and hardware resellers — rely on finance to fund equipment, infrastructure, vehicles, and the working capital needed to scale operations.
Healthcare
Healthcare businesses including medical practices, allied health, dental and aged care providers rely on finance to fund diagnostic equipment, fit-outs, vehicles, and working capital.
Fitness & Recreation
Gyms, personal trainers, sports facilities and recreation businesses rely on finance to fund equipment purchases, fit-outs, vehicles, and the working capital needed to grow their client base.
Transport & Logistics
Transport and logistics is one of Australia's most active sectors for business acquisitions — owner-operators buying competitor routes, fleet businesses, freight brokerages and depot operations. Business purchase finance lets you acquire an established transport operation with immediate revenue and an existing customer base, rather than building a fleet from scratch.
Construction & Civil
Construction businesses are frequently bought and sold — civil contractors, earthmoving companies, demolition firms and project builders all change hands. Acquisition finance lets you purchase an established contracting business complete with licences, plant, staff and client relationships, funding the purchase over terms aligned to contract revenue.
Agriculture & Farming
Farm businesses, agribusiness operations, irrigation and produce supply companies regularly come to market. Business purchase finance lets agricultural buyers acquire an established operation with land, infrastructure and supply agreements already in place, with loan structures designed around seasonal income rather than standard monthly repayment terms.
Forestry & Logging
Forestry contracting businesses, arboriculture operations and timber supply businesses are niche acquisitions that specialist lenders understand. Purchase finance covers goodwill, plant, equipment and working capital in a single facility — so you can take ownership of an established operation without depleting the cash reserves you need to keep it running from day one.
Mining & Quarrying
Mining services, drilling contractors and equipment hire businesses are high-value acquisitions that require structured finance. Business purchase loans fund the acquisition of established mining service companies — covering goodwill, plant, contracts and workforce — with terms structured around contract revenue rather than standard amortisation schedules.
Manufacturing, Woodworking & Mechanical
Manufacturing businesses — from food production to metal fabrication — are active acquisition targets with strong asset backing. Business purchase finance covers the full acquisition cost including plant, IP, goodwill and stock, allowing buyers to step into an operating business with existing customers, machinery and trained staff rather than starting from zero.
Recently Funded
Real Deals, Real Businesses
A sample of recent facilities we've settled for Australian businesses.
$250k
Unsecured Business Loan
Industry
Construction
State
NSW
Facility Type
Unsecured Loan
Turnaround
Same-day approval
$150k
Business Line of Credit
Industry
Hospitality
State
VIC
Facility Type
Line of Credit
Turnaround
Approved in 2 days
$320k
Working Capital Loan
Industry
Manufacturing
State
QLD
Facility Type
Working Capital
Turnaround
Settled in 3 days
$85k
Unsecured Business Loan
Industry
Retail
State
WA
Facility Type
Unsecured Loan
Turnaround
Same-day approval
$180k
Business Overdraft Facility
Industry
Landscaping
State
SA
Facility Type
Overdraft
Turnaround
Approved in 24 hours
$500k
Secured Business Loan
Industry
Professional Services
State
NSW
Facility Type
Secured Loan
Turnaround
Settled in 5 days
Showing recent facilities settled. Client names withheld for privacy. View all recently funded deals.
Can't Be Beaten On Price Or Service
Looking for the best deal on business purchase or franchise finance? We service all major cities and surrounding areas in: NSW, VIC, QLD, WA, SA, TAS, ACT and NT.
Reviews
What Our Clients Say
★★★★★ 5.0 / 5 based on our Google reviews
FAQ
Business & Franchise Purchases — Frequently Asked Questions
Can I get finance to buy a business or franchise?
How much deposit do I need?
How is goodwill treated?
What do lenders assess?
Is buying a franchise different from buying an existing business?
How long does acquisition finance take to arrange?
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