Trusted Finance Partner For The Life Of Your Business
National Service — VIC, ACT, NSW, TAS, SA, WA, NT and QLD
- Bank rates without the queue. Approvals in 24 hours.
- One application. Multiple lenders. Best deals.
- 30+ years supporting business growth with strategic finance.
- Established companies, start-ups, SMEs to owner-operators.
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Compare 80+ in seconds. Free service. No credit impact.
95%
Approval Success Rate
$380M+
Total Volume Funded
24
Hour Decisions
$0
Cost To Use Our Service
Australian Family-Owned & Operated
We Set A Higher Standard In Asset Finance And Business Lending
We set a higher standard in asset finance, business loans and commercial lending through transparency, competitive rates and exceptional service. Overdrive Funding is known for providing tailored finance options with clear terms, professionalism and consistency.
Every client works directly with Overdrive Funding Director, Simon Kendrick, who brings 25 years of industry experience and a hands-on approach from application through to settlement and ongoing support. We work with established businesses, start-ups and sole operators, structuring finance to suit each client's goals, cash flow and stage of growth.
From financing a first vehicle or piece of equipment through to expanding fleets, machinery and working capital facilities, we help businesses secure funding that supports sustainable, long-term growth as their needs evolve. With more than 20,000 assets and business loans funded, Overdrive Funding has built a reputation as one of Australia's most trusted and transparent finance brokerage firms.
Unlike large finance companies, we are family owned and operated, giving clients direct access to a team that understands their business and is available when needed. High staff turnover is common within larger finance companies, whereas with Overdrive Funding, you work with one dedicated broker for the long term. We understand how businesses operate, which is why we work around our clients' schedules, providing support 7 days a week and after hours.
Services
One Stop For All Your Business Funding Needs
We don't just assist with a single deal; we become a trusted long-term finance partner, supporting your business with everything from asset finance to working capital solutions.
Asset Finance
Truck Loans
Finance all types of trucks from prime movers, semi trucks, tippers, concrete trucks, tow trucks, dump trucks, vacuum trucks, pantechs, water trucks, service trucks and more.
Apply NowTrailer Loans
Finance for all types of trailers, from semi-trailers, tippers, car carriers, tilt trays, tankers, refrigerated trailers, curtainsiders, tautliners, livestock, drop decks, beavertails, dollys and more.
Apply NowMachinery Loans
Finance for all types of machines including excavators, dozers, graders, cranes, loaders, skid steers, forklifts, telehandlers, pavers, rollers, compactors and more.
Apply NowEquipment Loans
Finance for all types of equipment, including manufacturing equipment, workshop equipment, forestry equipment, mining equipment, farm equipment and more.
Apply NowCar & Vehicle Loans
Finance for all business vehicles, including cars, vans, and utes.
Apply NowCoach & Bus Loans
Finance for buses and coaches used for commercial purposes.
Apply NowBusiness Lending
Business Loans
Business loans for working capital to support instant cash flow.
Apply NowInvoice Finance
Invoice finance, also known as debtor finance, is a funding solution that allows businesses to unlock cash from unpaid invoices by borrowing against them.
Apply NowBusiness Overdraft
Business overdrafts provide a flexible line of credit linked to your business account, where you only pay interest on the funds you actually use.
Apply NowTax Debt Loans
Tax debt loans are financing solutions designed to help businesses or individual operators pay off outstanding tax liabilities.
Apply NowCommercial Property Loans
Whether you're starting a business or expanding your investment portfolio, commercial loans offer financing options for property acquisition. We've got you covered.
Apply NowInsurance Premium Funding
Insurance premium funding lets businesses spread the cost of their annual insurance premiums into manageable monthly repayments.
Apply Now7-Day Service
Why Thousands Of Businesses Choose Us As Their Trusted Broker
Industries
We've Supported Businesses Across Every Major Industry
Strengthening operations, navigating challenges, and achieving lasting, sustainable growth.
Transport & Logistics
Transportation businesses use finance to manage the high cost of trucks, trailers, fuel, maintenance, and day-to-day operations. Funding helps operators purchase or upgrade vehicles, expand fleets, and cover cash flow gaps caused by delayed payments.
Construction & Civil
Construction and earthmoving businesses rely on finance to manage high upfront costs, heavy machinery purchases, equipment upgrades, maintenance, materials, labour, and ongoing project expenses.
Agriculture & Farming
Agriculture and farming businesses rely on finance to manage high upfront costs and seasonal cash flow demands — tractors, harvesters, irrigation systems, livestock, and other essential equipment.
Forestry & Logging
Forestry and arboriculture businesses rely on finance to manage the high cost of specialist equipment, vehicles, and ongoing operational expenses such as harvesters, chippers and stump grinders.
Mining & Quarrying
Mining and quarrying businesses rely on finance due to the high cost of heavy equipment, long project cycles, and significant upfront capital required for extraction and production.
Manufacturing, Woodworking & Mechanical
Manufacturing, woodworking and mechanical businesses rely on finance to manage the cost of machinery, equipment, materials, and ongoing production expenses.
Professional Services
Professional service businesses across IT, medical, dentistry, hospitality and cleaning businesses rely on finance to manage setup costs, vehicle and equipment purchases, and working capital.
Trades
Tradies across building, plumbing, electrical, carpentry and landscaping rely on finance to fund utes and vans, tools, equipment upgrades and the cash flow gaps that come with progress payments.
Testimonials
What Our Clients Are Saying About Us
Lending Panel
Access to 80+ Lenders In One Place
Access to Australia's leading commercial lenders lets us compare the market and tailor competitive, flexible finance solutions to each client's unique needs.
