Australia’s Lowest Finance Rates — We Beat Bank, Dealership and Broker Quotes

Trusted Finance Partner For The Life Of Your Business.

National Services VIC | ACT | NSW | TAS | SA | WA | NT | QLD
10k+
Helping Australian businesses grow with strategic finance solutions for over 30 years. Trusted by more than 10k+ businesses to secure cheap rates and flexible terms.
Australian family-owned brokerage firm with over 30 years of supporting businesses
We set a higher standard in asset finance, commercial lending and cash flow solutions and are trusted by thousands of SMEs, established businesses, sole operators, and referral partners across Australia.

Our team has funded more than 20,000 assets and business loans, reflecting our reputation as one of Australia’s most respected and ethically driven brokerage firms.

Clients work exclusively with the firms Managing Director, Simon Kendrick
approval success rate
95%
total volume funded
$100m+
lenders to compare
80+
how much do our services cost?
$0
trusted partners of
services

One stop for all your business funding needs.

We don't just assist with one deal; we're your long-term partner for all growing requirements from asset finance to working capital solutions.
simple online application
Lowest rates in Australia
Same day approvals
No deposit options
Funding up to from $20k up to $50m+
No additional security required
Non property owners
No age restrictions on assets
No credit check to apply
Flexible terms up to 7 years
Low doc (no financials) up to $500k
truck loans
Finance all types of trucks from prime movers, pantechs, tippers, concrete trucks, tow trucks, dump trucks, vaccuum trucks. water trucks, service trucks and more.
trailer loans
Finance for all types of trailers, from semi-trailers, tippers, car carriers, tilt trays, tankers, refrigerated trailers, curtainsiders, tautliners, livestock, drop decks, beavertails, dollys and more.
machinery loans
Finance for all types of machines including, excavators, dozers, graders, cranes, loaders, skid steers, forklifts, telehandlers, pavers, rollers, compactors and more.
equipment loans
Finance for all types of equipment, including manufaturing equipment, workshop equipment, forestry equipment, mining equipment, farm equipment and more.
vehicle loans
Finance for all business vehicles, including cars, vans, and utes.
coach & bus loans
Finance for buses and coaches used for commercial purposes
aviation loans
Finance for helicopters, jets and planes used for commercial purposes
boat loan
Finance for boats and jetskis used for commercial purposes
business loans
Business loans for working capital to support instant cash flow.
invoice finance
Invoice finance is a funding solution that allows businesses to unlock cash from unpaid invoices by borrowing against them.
overdraft
Business overdrafts provide a flexible line of credit linked to your business account, where you only pay interest on the funds you actually use.
tax debt loans
Tax debt loans are financing solutions designed to help individuals or businesses pay off outstanding tax liabilities.
business purchases
Business and franchise purchases involve acquiring an existing business or franchise, often using financing to fund the purchase price, assets, and setup costs.
sale & leaseback
Sale and leaseback is when a business uses its assets paid outright to secure capital against it for immediate release cash while continuing to still use it.
commercial property
Commercial property loans are loans used to buy, refinance, or develop business property, secured against the property itself.
IPF
Insurance premium funding lets businesses spread annual insurance costs into regular instalments instead of paying upfront.
trade finance
Trade finance provides short-term working capital to help businesses manage cash flow gaps, pay suppliers, and mitigate risks in importing, exporting, or domestic trading
Luxury vehicle loans
Luxury vehicle loans for businesses are financing solutions for ABN holders to purchase high-end vehicles for business use, often with potential tax benefits.
7-day service, around the clock when you need us
Why thousands of businesses and operators choose us as their trusted broker
Free service, we get a referral fee by the lender
Access to every lender in Australia
No wait times, direct access to Simon
We can beat bank, dealer and competitor rates
We protect what matters—your credit score
Clear and honest terms, no hidden costs
Established, new and 1 day ABNS
Solutions for various credit profiles
Tax benefits (asset depreciation)
Expert and strategic negotiation approach
Built a loyal client base due to our rates & service
Support for the lifetime of your business
industries

We’ve supported businesses and ABN holders in strengthening operations, navigating challenges, and achieving lasting sustainable growth.

Transport & logistics

Transportation businesses use finance to manage the high cost of trucks, trailers, fuel, maintenance, and day-to-day operations. Funding helps operators purchase or upgrade vehicles, expand fleets, and cover cash flow gaps caused by delayed payments. With flexible transport finance, businesses can keep vehicles on the road, maintain steady workflow, and support ongoing growth without large upfront costs.

Construction

Construction and earthmoving businesses rely on finance to manage high upfront costs, heavy machinery purchases, equipment upgrades, maintenance, materials, labour, and ongoing project expenses. Funding can be used to purchase or upgrade excavators, loaders, plant equipment, tools, and other essential assets, while also supporting cash flow across each stage of site work.With flexible construction and earthmoving finance, builders, contractors, and operators can keep projects moving, maintain steady workflow, reduce pressure on working capital, and invest confidently in the equipment needed to get the job done.

Agriculture

Agriculture and farming businesses rely on finance to manage high upfront costs and seasonal cash flow demands. Funding is used to purchase tractors, harvesters, irrigation systems, livestock, and other essential equipment, while also covering operating expenses during planting and harvest cycles. With flexible agricultural finance, farmers can preserve working capital, upgrade machinery, and maintain steady production without large upfront payments, helping improve productivity, efficiency, and long-term growth.

Forestry

Forestry and arboriculture businesses rely on finance to manage the high cost of specialist equipment, vehicles, and ongoing operational expenses. Funding is used to purchase or upgrade machinery such as harvesters, chippers, stump grinders, and access equipment while also supporting labour, fuel, and cash flow between jobs. Flexible finance helps operators stay equipped, reduce downtime, and keep projects moving efficiently across forestry and tree care operations.

Mining

Mining and quarrying businesses rely on finance due to the high cost of heavy equipment, long project cycles, and significant upfront capital required for extraction and production. Machinery such as excavators, crushers, haul trucks, and drilling equipment represents major investment, while operating costs like maintenance, fuel, labour, and site development create ongoing cash flow pressure. Flexible finance helps these businesses acquire or upgrade equipment, maintain production efficiency, and manage cash flow through fluctuating demand and large project commitments. With tailored funding solutions, mining and quarry operators can keep operations running, reduce downtime, and support long-term growth without large upfront costs.

Manufacturing

Manufacturing, woodworking and mechanical workshop businesses rely on finance to manage the cost of machinery, equipment, materials, and ongoing production expenses. Funding is used to purchase or upgrade machines, tools, and technology, while also supporting inventory, labour, and cash flow throughout production cycles. Flexible finance helps keep operations running efficiently, reduce downtime, and support consistent output and growth.

Professional Services

Professional service businesses across plumbing, electrical, IT, medical, dentistry, hospitality, cleaning, and related industries rely on finance to manage setup costs, car and equipment purchases, staffing, and ongoing operating expenses. Funding is used for technology systems, medical equipment, hospitality fit-outs, cleaning equipment, and working capital to support day-to-day cash flow. Flexible finance helps service-based businesses stay operational, scale efficiently, and maintain consistent service delivery without financial strain.
Testimonials

What our clients are saying about us.

Here’s what they shared about their experience working with our team.
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Lending panel

70+ lenders in one place.

Having access to every commercial lender in Australia allows a us to compare the entire market and tailor the most competitive, flexible and suitable finance solution for each client’s unique needs.
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