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Overdrive Funding
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Lowest Rates in Australia
Trusted by 10,000+ Businesses

Aviation Finance For Businesses

Need finance to purchase a helicopter or plane for your business? Our commercial aviation finance brokers secure competitive aircraft loans for Australian businesses — with fast approvals, tailored repayments and better terms than banks and dealerships.

Finance for helicopters, aeroplanes, jets and aviation equipment
Competitive rates and flexible terms
Fast approvals, personalised service
100% free service — no hidden fees or costs, ever

Free No-Obligation Quote

Compare options with 80+ lenders. No credit impact.

Every enquiry lands directly with Simon, Director.

Contact
Business
Asset
Final

Submitting this form does not lock you into finance. No credit check at this point.

Specialist aviation lenders Funding From $20k-$10m+ Easy Application Low Rates and Fees

95%

Approval Success Rate

$380M+

Total Volume Funded

24

Hour Decisions

$0

Cost To Use Our Service

Aviation Finance Has Never Been Faster Or Easier

Looking for the best rates on commercial aviation finance? You've come to the right place. We arrange competitive finance for helicopters, fixed-wing aircraft and business jets used across aerial agriculture, charter operations, mustering, mining, emergency services, tourism, flight training, aerial surveying, aerial photography, search and rescue, and more.

Commercial aviation finance requires specialist expertise. Due to the high value of aircraft and the limited number of lenders active in the sector, choosing the right finance broker can make a significant difference to your interest rate, loan structure and approval outcome.

At Overdrive Funding, we work with specialist aviation lenders to negotiate competitive rates and flexible finance tailored to your business. Whether you're purchasing a new aircraft, buying used, refinancing an existing loan or expanding your fleet, we'll structure a facility that suits your operational and cash flow requirements.

Speak directly with Simon and our experienced team today for a free, no-obligation quote and discover how much you could save on your commercial aviation finance.

Aircrafts We Finance

We arrange finance for all new and used aircrafts:

  • Light aircraft finance
  • Commercial helicopter finance
  • Business jet finance
  • Agricultural aircraft finance
  • Charter & scenic aircraft finance
  • Flight training aircraft finance
  • Ultralight & LSA aircraft finance
  • Drone & UAV finance (commercial)
  • Aviation fleet finance

Range Of Solutions

We provide custom solutions to support your business at every stage of growth:

  • No doc aviation finance
  • Lite doc aviation finance
  • Low doc aviation finance
  • No financials aviation finance
  • Full doc aviation finance
  • No deposit aviation finance
  • Bad credit aviation finance
  • Used aviation finance
  • New aviation finance
  • Chattel mortgage
  • Aviation lease
  • Hire purchase
  • Rent-to-own

Unbeatable Rates - Always Compare Before Signing

We're known for securing the cheapest aviation finance rates, consistently beating quotes from banks, dealerships, and other brokers. Through our free aviation loan comparison service, we'll compare any quote against our panel to secure you a lower rate with reduced repayments. Never rely on a verbal interest rate. Many lenders advertise attractive headline rates without disclosing all fees and charges, making finance appear cheaper than it really is. That's why it's essential to compare actual repayments, as they reveal the true cost of the loan. If you've received a quote, send it through for a free review. We'll break down the interest rate, repayments, fees, loan structure, and total cost, identify any hidden charges, and let you know if a better deal is available. A few minutes spent comparing finance options could save your business thousands over the life of the loan.

Get Pre-Approved Before You Buy

A commercial helicopter or plane finance pre-approval gives you a real advantage when purchasing from a dealer, manufacturer, broker, auction, or private seller. With finance already in place, you'll know exactly what you can afford and have greater negotiating power as a serious buyer. We'll confirm your borrowing capacity, interest rate, loan term, and estimated repayments upfront. With decisions available in as little as 24 hours and approvals valid for up to 90 days, you'll be ready to secure the right helicopter or plane as soon as it becomes available. Simply send us the invoice and we'll arrange settlement and release the funds.

Why Choose Us As Your Broker?

  • Free service with no upfront costs or hidden fees
  • One broker for the life of your business, no handovers
  • 30+ years experience and industry knowledge
  • Australian family-owned and operated
  • We save every client hundreds to thousands of dollars
  • No wait times, direct access to Simon every time
  • We can beat bank, dealer and competitor quotes
  • We guarantee clear title transfer
  • We protect what matters—your credit score
  • We build trust by being honest and transparent
  • Established, new and 1 day ABNs
  • Expert and strategic negotiation approach
  • Solutions for various credit profiles
  • Tax benefits (asset depreciation)
  • 24/7 support as we know business never stops

Can't Be Beaten On Price Or Service

Want the best deal on aviation finance? We're known for delivering low rates in all major cities and surrounding regional areas across NSW, VIC, QLD, WA, SA, TAS, ACT and NT.

Sydney
Melbourne
Perth
Brisbane
Gold Coast
Adelaide
Canberra
Darwin
Tasmania

Compare Your Options

Why Businesses Choose Overdrive

See how going through Overdrive compares to a bank, a typical broker, or dealership finance.

Working With Us

80+ lenders compared in one application

Going to Bank

One lender, their own products only

Typical Finance Broker

A limited lender panel of 10-30 lenders

Dealership Finance

One or two finance partners, or a broker they refer you to

Working With Us

We deliver you 2-3 options to choose from

Going to Bank

One product, full financials required

Typical Finance Broker

Gives you one option, tells you this is the best deal

Dealership Finance

One rate offered, take it or leave it

Working With Us

100% free — we don't charge any in-house service fees

Going to Bank

Charges application/establishment fees and document fees

Typical Finance Broker

Typically charges a service fee at settlement

Dealership Finance

Cost built into an inflated price

Working With Us

Approvals often within 24-48 hours

Going to Bank

Slow — weeks, through many hands

Typical Finance Broker

Varies, depends on their panel

Dealership Finance

Fast, but rate is often non-negotiable

Working With Us

Fast pre-approval valid for 90 days

Going to Bank

Slow or no pre-approval before you buy

Typical Finance Broker

Available, panel-dependent

Dealership Finance

Tied to that one vehicle only

Working With Us

Specialist lenders for tougher credit profiles

Going to Bank

Conservative — minimal policy exceptions

Typical Finance Broker

Some flexibility, panel-dependent

Dealership Finance

Prime borrowers only

Working With Us

One soft credit check while we quote

Going to Bank

A hard enquiry on every direct application

Typical Finance Broker

Usually shops you around, making multiple enquiries

Dealership Finance

Hard credit enquiry without rate comparison

Working With Us

Independent — We work for our clients and on their time, no pushy sales or rush

Going to Bank

Serves the bank, not you

Typical Finance Broker

Sales and volume-focused, not looking out for your best interest and pushing to sign contract

Dealership Finance

Serves the dealer's finance targets with pressure to sign on the spot

Working With Us

Direct access to Simon, the Director

Going to Bank

No direct numbers, with rotating staff and call centres

Typical Finance Broker

High staff turnover — clients passed between brokers

Dealership Finance

A salesperson upselling finance

Working With Us

Available 7 days a week, including after hours

Going to Bank

Business hours only

Typical Finance Broker

Business hours only with no weekend support

Dealership Finance

Showroom hours only

Working With Us

Older and specialist aircraft considered

Going to Bank

Tightly capped asset age limits

Typical Finance Broker

Depends on their limited panel

Dealership Finance

New & near-new stock focus

Working With Us

Buy from any dealer, broker or private seller

Going to Bank

Restrictions may apply

Typical Finance Broker

Usually dealer or private only

Dealership Finance

That dealership only

Working With Us

Full support through settlement & beyond

Going to Bank

Little contact after settlement

Typical Finance Broker

Focuses on converting sales rather than long-term support

Dealership Finance

None after the sale

Our Simple Process

  1. 01

    Consult, Offer & Decide Together

    Speak to one of our experts about your business needs, and we'll offer tailored finance options, ensuring we secure the best rates for your specific asset and situation. We'll go over terms and decide which is the best solution for you.

  2. 02

    Conditional Approval

    We conduct a soft-touch evaluation of your profile to match you with the right lender for pre-approval. Once you're pre-approved, you can shop confidently for 90 days. If you've found your aircraft, we'll initiate the process and take care of all the admin.

  3. 03

    Sign Documents and Get Funded

    When the lender is prepared to settle, you'll receive the contract for your review and signature. After settlement, it's time to take delivery of your aircraft.

  4. 04

    On-Going Support

    Once your loan is completed, we'll support you with any related admin, such as payouts, statements, etc.

Call Now

Recently Funded

Real Deals, Real Businesses

A sample of recent facilities we've settled for Australian businesses.

View all recent deals →
Asset FinanceJuly 2026

$1.5m

Prime Mover Fleet (×3)

Industry

Transport

State

QLD

Facility Type

Full Doc

Turnaround

Approved in 4 days

Asset FinanceJuly 2026

$128k

Tow Truck

Industry

Transport

State

NSW

Facility Type

Low Doc

Turnaround

Approved in 24 hours

Asset FinanceJuly 2026

$560k

Tipper Truck and Trailer

Industry

Transport

State

QLD

Facility Type

Full Doc

Turnaround

Approved in 3 days

Asset FinanceJuly 2026

$395k

Prime Mover

Industry

Transport

State

VIC

Facility Type

Low Doc

Turnaround

Approved in 24 hours

Asset FinanceJuly 2026

$280k

Concrete Truck

Industry

Construction

State

NSW

Facility Type

Low Doc

Turnaround

Approved in 48 hours

Asset FinanceJuly 2026

$85k

Asphalt Paver

Industry

Civil Construction

State

NSW

Facility Type

Low Doc

Turnaround

Approved in 24 hours

Showing recent facilities settled. Client names withheld for privacy. View all recently funded deals.

Reviews

What Our Clients Say

★★★★★ 5.0 / 5 based on our Google reviews

FAQ

Aviation Finance For Businesses — Frequently Asked Questions

What aircraft can you finance?
We arrange finance for commercial helicopters, fixed-wing planes and business jets — new or used. This covers operators across aerial agriculture, mustering, charter and scenic flights, flight training, tourism, emergency services, aerial survey and photography, and more. If the aircraft is used to generate income for your business, we can look to structure finance for it.
Who qualifies for commercial aviation finance?
Commercial aviation finance is designed for businesses and ABN holders using the aircraft for commercial purposes — from established operators to aviation businesses expanding a fleet. Lenders assess the strength of your business, your experience in the sector, the aircraft itself and your cash flow, so operators with contracts or a clear commercial use case are well positioned.
Do lenders require a pre-purchase inspection or valuation?
Usually, yes. Most aviation lenders want an independent valuation, a logbook review, a damage-history check and confirmation of airworthiness before settlement. We'll guide you through exactly what's needed for the specific aircraft type and lender so there are no surprises.
Do flight hours and maintenance history affect finance approval?
Yes. Total hours, engine cycles and maintenance status all influence a lender's confidence and the aircraft's residual value. We work with lenders who genuinely understand both turbine and piston aircraft life cycles, and we match your aircraft to the lender most comfortable with its profile.
Can I finance an aircraft used for multiple purposes?
Yes. Many operators use the same aircraft across charter, training, private and commercial work. We can structure finance to match your mix of operations and revenue streams rather than forcing your business into a rigid template.
Can I include avionics upgrades or maintenance in the finance?
In many cases, yes. Avionics upgrades such as ADS-B, glass cockpits and autopilot systems, along with safety equipment, interior refurbishment and major scheduled maintenance, can often be bundled into a single facility. We'll confirm what the lender will include for your aircraft.
Are balloon or residual payments available on aircraft finance?
Yes. Residuals are common, particularly on turbine aircraft with strong secondary markets, and they help keep your repayments manageable. The residual amount depends on the aircraft's age, hours and projected future value.
Is finance available for older aircraft?
In many cases, yes — especially where the aircraft has a strong maintenance history or recent overhaul work. We work with specialist lenders comfortable with older airframes and commercial-use aircraft, rather than the tight age caps most banks apply.

Lending Panel

Access to 80+ Lenders In One Place

Access to Australia's leading commercial lenders lets us compare the market and tailor competitive, flexible finance solutions to each client's unique needs.

Overdrive Funding lending panel — 80+ lenders including major banks and non-bank lenders

Finance Options

More Aviation Finance For Businesses Options

Compare Our Rates And Save Thousands

Compare 80+ lenders in seconds. Free service, no impact on your credit score.

0417 000 316