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Low doc business vehicle finance available up to $300,000 — no tax returns or BAS required for eligible ABN holders.
Business Vehicles We Finance
Overdrive Funding arranges business vehicle finance for businesses across Australia. We finance cars, vans, utes, trucks and buses — new and used — through a panel of 80+ lenders with rates from 6.1% to 15.99% per annum.
Low doc business vehicle finance is available up to $300,000 for eligible ABN holders with no tax returns or BAS required. Most applications receive a credit decision within 24 to 48 hours.
Cars — Business and Executive
Business cars and executive vehicles are financed for sole traders, small businesses and large corporate fleets. Finance is available for all makes and models including sedans, hatchbacks, SUVs and crossovers purchased new from dealers or used from dealers and private sellers.
- Executive sedans — Mercedes-Benz E-Class, BMW 5 Series, Audi A6
- SUVs — Toyota RAV4, Mazda CX-5, Hyundai Tucson, Kia Sportage
- Luxury SUVs — Mercedes-Benz GLC, BMW X5, Audi Q7, Volvo XC90
- Hatchbacks and small cars for fleet
- Electric vehicles — Tesla Model 3, BYD Atto 3, Polestar 2
- Hybrid vehicles — Toyota Camry Hybrid, Hyundai Ioniq
Vans — Cargo and People Movers
Cargo vans, panel vans and people movers are financed for tradespeople, service businesses, delivery companies and transport operators. Finance is available for all major van brands new and used.
- Toyota HiAce van (cargo, crew and people mover)
- Mercedes-Benz Sprinter (panel van and crew van)
- Ford Transit (cargo, crew and custom body)
- Renault Master and Trafic
- Volkswagen Transporter and Crafter
- Iveco Daily and LDV V80
- Hyundai iLoad and Kia Carnival (people mover)
Utes — Single Cab, Extra Cab and Dual Cab
Utes are the most popular business vehicle in Australia. We finance single cab, extra cab and dual cab utes for tradespeople, farmers, logistics operators and mining and construction businesses.
- Toyota HiLux (single, extra and dual cab)
- Ford Ranger (single, extra and dual cab)
- Mitsubishi Triton
- Isuzu D-MAX
- Nissan Navara
- Mazda BT-50
- GWM Ute
- LDV T60
Light Trucks — Under 4.5 Tonne
Light commercial trucks under 4.5 tonne GVM — including cab chassis, tippers, curtainsiders and refrigerated trucks — are financed for small businesses, tradespeople and delivery operators.
- Toyota HiAce cab chassis and tipper
- Isuzu N-Series (NPR, NPS, NPR75)
- Hino 300 Series
- Fuso Canter
- Ford Transit cab chassis
- Mercedes-Benz Sprinter cab chassis
- Refrigerated light truck bodies
- Tipper and flat bed bodies on cab chassis
Medium Trucks — 4.5 to 16 Tonne
Medium rigid trucks between 4.5 and 16 tonne GVM are financed for freight, logistics, trades and civil businesses. Finance is available for all major brands new and used.
- Isuzu F-Series (FRR, FSR, FVR)
- Hino 500 Series
- Fuso Fighter
- Mercedes-Benz Atego
- UD Trucks Condor
- Tipper, flatbed, refrigerated and curtainsider bodies
Heavy Trucks — Over 16 Tonne
Heavy rigid trucks and prime movers over 16 tonne are financed through our specialist truck channels. Finance is available for Kenworth, Freightliner, Volvo, Scania, MAN, Mercedes-Benz and DAF.
- Prime movers — Kenworth, Freightliner, Volvo, Scania, MAN, Daimler
- Heavy rigid tippers
- Concrete agitator trucks
- Crane trucks and boom trucks
- B-double combinations
- Road train combinations
Buses and Minibuses
Buses and minibuses are financed for school transport, tourism, charter services, shuttle operators and disability transport providers. Finance is available for new and used buses across all seating configurations.
- Mini-buses (9–14 seat) — Toyota HiAce, Mercedes-Benz Sprinter
- Midi-buses (15–24 seat)
- Full-size buses (25–60 seat)
- School buses
- Coach and charter buses
- Disability access buses (wheelchair accessible)
- Electric buses
Finance Structures for Business Vehicles
Chattel mortgage is the most common structure for business vehicle finance in Australia — you own the vehicle from day one and claim the interest and depreciation as tax deductions. Finance lease, commercial hire purchase, novated lease and operating lease are also available.
Business vehicle finance rates range from 6.1% to 15.99% per annum. Terms from 1 to 7 years are available. Most applications receive a credit decision within 24 to 48 hours.
Fleet pricing and multi-vehicle discounts are available for businesses financing 3 or more vehicles. Ask Simon about fleet structuring options.