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Machinery FinanceJuly 2026

Case Construction Finance Australia: Rates, Models & Approvals

Overdrive Funding arranges competitive Case Construction finance for Australian businesses — rates from 6.1%, low doc to $500k, new or used, from dealers, private sellers or auctions.

Case Construction Finance Australia: Rates, Models & Approvals

Overdrive Funding arranges competitive Case Construction finance for Australian businesses. We compare 80+ banks and specialist lenders, negotiate the deal and manage everything from start to finish — new or used, from dealers, private sellers, clearing sales or auctions anywhere in Australia.

Case invented the modern backhoe loader, and the 580 remains one of the most recognisable machines in construction anywhere. That heritage still shapes where Case is strongest in the Australian market.

Case Construction equipment we finance

  • CX excavators — CX17, CX37, CX60, CX130, CX210, CX250, CX300 and CX490
  • Backhoe loaders — 580N, 580SN, 590SN and 695ST
  • Skid steers and compact track loaders — SR175, SR210, SV280, TR310 and TV450
  • Wheel loaders — 521, 621, 721, 821 and 921
  • Dozers — 650M, 850M, 1150M and 2050M
  • Motor graders and compaction equipment

We only finance machines located in Australia. See our machinery finance options for the full range.

What Case Construction resale means for your rate

Case backhoe residuals are the standout — the 580 has a durable, motivated buyer pool in councils, plumbing, civil and utilities work, and that demand supports value at ages where other machines struggle.

Across the rest of the Case range, volume is lower than the dominant brands and the used market is thinner, so lender appetite varies more. As with any second-tier brand, the spread between the sharpest and most conservative quote tends to be wider — which is the argument for comparing rather than accepting the first offer.

Who finances Case Construction equipment

Case machines are financed by civil contractors, councils, plumbing and utilities businesses running backhoes, landscaping operations, and general construction. The backhoe remains a genuine workhorse in trenching and utilities.

Case Construction finance rates

Established ABN (2+ years), new machine, full doc

Indicative rateFrom 6.1%
Typical deposit$0 – 10%

Established ABN, used machine, low doc (no financials)

Indicative rate7% – 10%
Typical deposit10% – 20%

Newer ABN (under 12 months)

Indicative rate9% – 12%
Typical deposit10% – 30%

Prior credit issues or specialist lending

Indicative rate12% – 15%
Typical deposit20% – 30%

Rates are indicative only and subject to lender assessment, asset age, hours, term and your individual circumstances.

Low doc Case Construction finance

Low doc (no financials) finance is available on Case Construction equipment up to $500k for the right profiles, assessed on your ABN, GST registration, credit profile and the machine rather than tax returns or financial statements. It typically sits in the 7% to 10% range for an established business buying used.

New or used Case Construction?

Used Case backhoes trade actively and hold value well for their age, because the application demand is steady. Used CX excavators are typically well priced relative to Cat or Komatsu equivalents — good buying if you plan to hold.

Get a quote

Looking for the best rate on Case Construction finance? You're in the right place. Speak directly with Simon and our team for a free, no-obligation quote, or get a free quote online. Our service is completely free. We're paid by the lender only after a deal settles, so there's no cost to you—even if you choose not to proceed.

Frequently Asked Questions

Is there Case Construction finance near me?

Yes. Overdrive Funding arranges Case Construction finance Australia-wide — Sydney, Melbourne, Brisbane, Perth, Adelaide, Gold Coast, Canberra, Darwin, Tasmania and all regional and rural areas. Asset finance is not a local counter product, so you are not limited to lenders or brokers in your own postcode, and you can finance a machine located in another state. You deal directly with our Director Simon Kendrick, not a call centre.

Can I finance a Case backhoe loader?

Yes. Case backhoes — 580N, 580SN, 590SN and 695ST — are among the most commonly financed machines in Australian civil, utilities and council work, and they hold value notably well because demand from trenching and utilities applications is steady. We also finance the full Case range including CX excavators, skid steers, wheel loaders and dozers. New or used, anywhere in Australia.

What interest rate can I get on Case Construction equipment?

Rates currently range from around 6.1% to 15% p.a. Established businesses with a 2+ year ABN buying new with full financials sit at the sharp end from about 6.1%. Established businesses buying used on low doc typically see 7% to 10%, newer ABNs around 9% to 12%, and specialist lending 12% to 15%. The machine's age, hours and resale strength also move the rate, because the machine is the lender's security. Rates are indicative and subject to lender assessment.

Can I finance Case Construction equipment with a new ABN?

Yes. Specialist lenders assess newer ABNs on your operating or trade experience, the work you have in hand and the machine's resale value rather than requiring two years of financials. Expect rates around 9% to 12% and a deposit of 10% to 30%. Experience operating the same class of machine genuinely counts in the assessment.

Can I finance Case Construction equipment bought at auction?

Yes. We finance machines bought at auction, from dealers and from private sellers anywhere in Australia. The key is getting pre-approved before you bid, because settlement timeframes are tight. A pre-approval is typically valid for 90 days, so you know your ceiling and can bid with discipline rather than hope.


Low Doc, Light Doc & Full Doc Machinery Finance

When applying for machinery finance, lenders will generally offer Low Doc, Light Doc or Full Doc options. The right choice depends on your business structure, trading history, and the type of machinery you're purchasing.

Low Doc Machinery Finance

Financial Statements RequiredNo
BAS Statements RequiredNo
Business Bank StatementsNo
Approval SpeedFastest
Interest RatesHigher
Borrowing CapacityUp to $500k
Ideal OutcomeQuick approval with minimal paperwork

Light Doc Machinery Finance

Financial Statements RequiredNo
BAS Statements RequiredUsually
Business Bank StatementsYes
Approval SpeedFast
Interest RatesCompetitive
Borrowing CapacityUp to $500k
Ideal OutcomeBalance of flexibility and pricing

Full Doc Machinery Finance

Financial Statements RequiredYes
BAS Statements RequiredSometimes
Business Bank StatementsSometimes
Approval SpeedStandard
Interest RatesMost Competitive
Borrowing CapacityUp to $10m+
Ideal OutcomeBest pricing and maximum borrowing power

Which Option Is Right For You?

Our finance specialists will assess your circumstances and recommend the most suitable option for your business.

If You Are...Recommended Option
Self-employed or businesses with limited financial recordsLow Doc
Businesses with bank statements and BAS availableLight Doc
Businesses with full financialsFull Doc

Low Doc Machinery Finance

Low Doc finance is designed for borrowers who want a simple, streamlined approval process. In most cases, no financial statements or BAS statements are required. Approval is generally based on your ABN history, credit profile, and the asset being financed.

Light Doc Machinery Finance

Light Doc finance provides a middle ground between Low Doc and Full Doc lending. Borrowers can often qualify using recent business bank statements and limited supporting documentation, without the need for full financial accounts.

Full Doc Machinery Finance

Full Doc finance is suitable for borrowers who can provide complete financial records and supporting documentation. This option typically offers the most competitive rates and highest borrowing capacity.

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