Overdrive Funding arranges competitive Case IH finance for Australian businesses. We compare 80+ banks and specialist lenders, negotiate the deal and manage everything from start to finish — new or used, from dealers, private sellers, clearing sales or auctions anywhere in Australia.
Case IH is a cornerstone of Australian broadacre farming, and the Quadtrac in particular is close to an institution in large-scale cropping. Red tractors have deep loyalty and a correspondingly reliable used market.
Case IH equipment we finance
- Farmall and Maxxum utility tractors
- Puma and Optum mid to high horsepower tractors
- Magnum row crop tractors
- Steiger and Quadtrac articulated and tracked broadacre tractors
- Axial-Flow combine harvesters
- Balers, sprayers, seeders, tillage and Early Riser planters
We only finance machines located in Australia. See our machinery finance options for the full range, or our farm equipment finance guide for agricultural machinery.
What Case IH resale means for your rate
Case IH residuals are strong, with the Steiger and Quadtrac holding value especially well. Large broadacre tractors have a smaller but highly motivated buyer pool, and lenders that understand agriculture price that properly.
Axial-Flow combines have similar dynamics. High-value seasonal machines are used intensively for a short window each year, so hours accumulate slowly relative to age — which means a ten-year-old combine can be in genuinely good order. Lenders vary in how well they understand this, and it is worth having someone put the case properly.
Who finances Case IH equipment
Case IH equipment is financed by broadacre cropping operations, contract harvesting and seeding businesses, large mixed farming enterprises and livestock producers.
Case IH finance rates
Established ABN (2+ years), new machine, full doc
Established ABN, used machine, low doc (no financials)
Newer ABN (under 12 months)
Prior credit issues or specialist lending
| Borrower profile | Indicative rate | Typical deposit |
|---|---|---|
| Established ABN (2+ years), new machine, full doc | From 6.1% | $0 – 10% |
| Established ABN, used machine, low doc (no financials) | 7% – 10% | 10% – 20% |
| Newer ABN (under 12 months) | 9% – 12% | 10% – 30% |
| Prior credit issues or specialist lending | 12% – 15% | 20% – 30% |
Rates are indicative only and subject to lender assessment, asset age, hours, term and your individual circumstances.
Low doc Case IH finance
Low doc (no financials) finance is available on Case IH equipment up to $500k for the right profiles, assessed on your ABN, GST registration, credit profile and the machine rather than tax returns or financial statements. It typically sits in the 7% to 10% range for an established business buying used.
New or used Case IH?
The used Case IH market is active, particularly in Puma and Magnum tractors and Axial-Flow combines. Seasonal repayment structures aligned to harvest income can often be arranged — worth asking for on a machine that only earns for part of the year.
Get a quote
Looking for the best rate on Case IH finance? You're in the right place. Speak directly with Simon and our team for a free, no-obligation quote, or get a free quote online. Our service is completely free. We're paid by the lender only after a deal settles, so there's no cost to you—even if you choose not to proceed.