Overdrive Funding arranges competitive CLAAS finance for Australian businesses. We compare 80+ banks and specialist lenders, negotiate the deal and manage everything from start to finish — new or used, from dealers, private sellers, clearing sales or auctions anywhere in Australia.
CLAAS is the combine harvester specialist, and the Lexion is the benchmark in high-capacity harvesting. In contract harvesting, CLAAS is often the machine the business is built around rather than simply a piece of equipment it owns.
CLAAS equipment we finance
- Lexion combine harvesters
- Trion and Tucano combine harvesters
- Jaguar forage harvesters
- Axion, Arion and Xerion tractors
- Quadrant and Rollant balers, Disco mowers and Liner rakes
- Front end loaders and implements
We only finance machines located in Australia. See our machinery finance options for the full range, or our farm equipment finance guide for agricultural machinery.
What CLAAS resale means for your rate
Lexion residuals are strong. High-capacity combines have a limited but committed buyer pool — contract harvesters who need the capacity have few alternatives — and that specificity supports value at ages where a general-purpose machine would have softened.
The finance nuance with harvesters is seasonality. These are high-value machines that earn intensively for a matter of weeks and sit for the rest of the year. Structuring repayments around when the income actually arrives is not a nicety here, it is the difference between a facility that works and one that strangles the business.
Who finances CLAAS equipment
CLAAS equipment is financed by contract harvesting businesses, large broadacre cropping operations, dairy and silage contractors running Jaguar foragers, and hay contractors.
CLAAS finance rates
Established ABN (2+ years), new machine, full doc
Established ABN, used machine, low doc (no financials)
Newer ABN (under 12 months)
Prior credit issues or specialist lending
| Borrower profile | Indicative rate | Typical deposit |
|---|---|---|
| Established ABN (2+ years), new machine, full doc | From 6.1% | $0 – 10% |
| Established ABN, used machine, low doc (no financials) | 7% – 10% | 10% – 20% |
| Newer ABN (under 12 months) | 9% – 12% | 10% – 30% |
| Prior credit issues or specialist lending | 12% – 15% | 20% – 30% |
Rates are indicative only and subject to lender assessment, asset age, hours, term and your individual circumstances.
Low doc CLAAS finance
Low doc (no financials) finance is available on CLAAS equipment up to $500k for the right profiles, assessed on your ABN, GST registration, credit profile and the machine rather than tax returns or financial statements. It typically sits in the 7% to 10% range for an established business buying used.
New or used CLAAS?
Used Lexions trade to informed buyers who know exactly what they are looking at. Separator and threshing hours matter more than engine hours on a combine — they tell you what the machine has actually done. Get pre-approved before a clearing sale.
Get a quote
Looking for the best rate on CLAAS finance? You're in the right place. Speak directly with Simon and our team for a free, no-obligation quote, or get a free quote online. Our service is completely free. We're paid by the lender only after a deal settles, so there's no cost to you—even if you choose not to proceed.