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Key Takeaways
- Overdrive Funding arranges construction equipment finance for all asset types — new, used, demo and auction.
- We compare 80+ lenders in one free application to find the most competitive rate.
- Low doc finance available up to $500,000 — no tax returns or BAS required for eligible ABN holders.
- Finance available for established operators, new ABNs and adverse credit.
- Our service is free — we're paid a "referral fee" by the lender after settlement.
Overdrive Funding arranges construction equipment finance for builders and contractors across Australian Capital Territory. The ACT's construction industry is driven by major government infrastructure projects, Canberra's residential market and surrounding region development. We compare 80+ lenders to find the most competitive rate for your construction operation.
Construction Equipment Finance in Australian Capital Territory
- Cranes — mobile, tower and pick-and-carry
- Concrete pumps and boom pumps
- Elevated work platforms and scissor lifts
- Generators and compressors
- Concrete mixers and agitator trucks
- New, used, demo and auction construction equipment
Construction Equipment Finance Structures
- Chattel mortgage — own the asset from day one, interest and depreciation tax-deductible for GST-registered businesses
- Finance lease — keep equipment off your balance sheet; lender retains ownership until residual is paid
- Commercial hire purchase — fixed repayments with ownership transferring at end of term
- Balloon/residual — reduce monthly repayments with a lump sum at end of term
- Operating lease — ideal for equipment with short replacement cycles
Finance Rates
Construction equipment finance rates in Australian Capital Territory start from around 6.1% per annum for established operators with clean credit. Overdrive Funding compares 80+ lenders to find the best rate for your Australian Capital Territory construction operation.
How to Apply
Fill in the form above or call Simon to get started. We compare 80+ lenders for your construction equipment finance in one application — no multiple credit enquiries, no cost to you. Most applications receive a decision within 24 to 48 hours.