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Overdrive Funding
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Truck Finance•August 2026

DAF Truck Finance

Finance options for DAF trucks in Australia — XF, CF and LF series, compare 80+ lenders, low doc to $500k.

SK

Simon Kendrick

Managing Director & Head Finance Broker, Overdrive Commercial Funding

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Get a rate comparison for your specific asset and profile with no obligation.

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Key Points

  • We arrange daf truck finance for ABN holders and businesses across Australia.
  • Compare rates from 80+ banks and specialist lenders — free service, no obligation.
  • Low doc / no financials available up to $500,000.
  • New and used — dealer, private sale and auction.
  • Fast approvals — same-day and next-business-day for eligible applications.

We arrange DAF truck finance for Australian businesses across all states and territories. DAF trucks (XF, CF, LF) are well-regarded by lenders for their strong resale values and established service networks, making them straightforward to finance through most of our panel.

Why DAF Trucks Finance Well

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  • DAF has a strong resale market in Australia
  • Major brands attract a wider choice of lenders
  • Competitive rates available for new and used DAF models
  • Established dealer network supports lender confidence

New vs Used Finance

New DAF trucks attract the sharpest rates and broadest lender choice. Used DAF trucks are fully financeable — lenders assess the age, kilometres, service history and condition. Well-maintained trucks from the last 10–15 years with documented service histories command the most competitive used rates.

Low Doc Options

Low doc DAF truck finance up to $500,000 is available without tax returns. You need your ABN, driver's licence and 3–6 months of business bank statements. For larger amounts, full financials are required.

How to Get Started

Contact Simon Kendrick at Overdrive Funding. We compare 80+ lenders based on your specific profile — ABN history, credit, the truck you're buying and the amount required — and recommend the right lender and structure for your situation. The service is completely free to borrowers.

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Ready to Secure Your Finance?

Compare 80+ lenders for the lowest rate available in a single application and get a fast decision with no impact on your credit score.

  • Bank rates without the queue
  • One application, multiple options
  • Approved in 24–48 hours, valid for 90 days
  • $0 down, no additional security and no financial options
  • Loans for all credit profiles and ABN lengths
  • 100% free service — no hidden fees or costs, ever
Call Simon Now 0417 000 316

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Every enquiry lands directly with Simon, Director.

Submitting this form does not lock you into finance or have any impact on your credit profile.

Frequently Asked Questions

What is the minimum ABN age for truck finance?

Most standard lenders require a minimum 2 years of GST registration. Specialist lenders on our panel will consider applications from businesses with 6–12 months of ABN history, particularly with a deposit and clean personal credit.

Can I get truck finance without tax returns?

Yes. Low doc truck finance up to $500,000 is available without tax returns. You need your ABN, driver's licence and 3–6 months of business bank statements.

How long does truck finance approval take?

Low doc applications under $500,000 can receive same-day or next-business-day conditional approval. Full doc applications take 2–3 business days once complete documentation is submitted.

Is there a minimum loan amount for truck finance?

Most lenders start from $20,000 for commercial truck finance. There is no maximum — our panel can facilitate loans from $20,000 to $10m+ depending on your profile and the asset.

Do you charge a fee for truck finance?

No. Overdrive Funding is a free service for borrowers. Our fee is paid by the lender from their commission. You pay no broker fee, application fee or hidden costs.

Compare Our Rates And Save Thousands

Compare 80+ lenders in seconds. Free service, no impact on your credit score.

0417 000 316