Overdrive Funding arranges competitive DAF truck finance for Australian businesses. We compare 80+ banks and specialist lenders, negotiate the deal and manage everything from start to finish — new or used, from dealers, private sellers or auctions anywhere in Australia.
DAF sits within PACCAR alongside Kenworth, and shares its Australian dealer and parts network — a meaningful advantage for a European brand, because support infrastructure is one of the quiet factors behind how comfortably a lender prices an ageing truck.
DAF models we finance
- XF — linehaul and heavy prime movers
- CF — versatile prime mover, rigid and vocational applications
- LF — light and medium duty distribution
- XD — the current generation distribution range
- Tipper, pantech and vocational configurations
- New, used, ex-fleet, dealer, private-sale and auction purchases
We only finance trucks located in Australia. See our truck finance options for the full picture, or compare used truck finance if you are weighing new against second hand.
What DAF resale means for your rate
DAF residuals benefit from the PACCAR association and the shared Kenworth dealer network. Australian volume is smaller than the Japanese brands, so the used market is thinner, but support availability is genuinely strong for a European marque.
On a lower-volume brand, the practical consequence is variance. Lenders with data price it properly; lenders without apply a margin for the unknown. That is not a reason to avoid a DAF — it is a reason not to accept the first quote you are given on one.
Who finances DAF trucks
DAFs are financed by linehaul and interstate operators running XF, general freight and distribution using CF and LF, and increasingly regional operators attracted by the PACCAR service network. Owner-drivers pulling for major carriers are a growing segment.
DAF truck finance rates
Established ABN (2+ years), new truck, full doc
Established ABN, used truck, low doc (no financials)
Newer ABN (under 12 months)
Prior credit issues or specialist lending
| Borrower profile | Indicative rate | Typical deposit |
|---|---|---|
| Established ABN (2+ years), new truck, full doc | From 6.1% | $0 – 10% |
| Established ABN, used truck, low doc (no financials) | 7% – 10% | 10% – 20% |
| Newer ABN (under 12 months) | 9% – 12% | 10% – 30% |
| Prior credit issues or specialist lending | 12% – 15% | 20% – 30% |
Rates are indicative only and subject to lender assessment, asset age, term and your individual circumstances.
Low doc DAF finance
Low doc (no financials) finance is available on DAF trucks up to $500k for the right profiles, assessed on your ABN, GST registration, credit profile and the truck rather than tax returns or financial statements. It typically sits in the 7% to 10% range for an established business buying used. See our low doc truck finance guide.
New or used DAF?
Used DAFs typically come from fleet operators with solid service records. Because Australian volume is modest, used pricing can be attractive relative to equivalent Japanese or locally built trucks — a value opportunity if you plan to hold the truck rather than trade it quickly.
Get a quote
Looking for the best rate on DAF truck finance? You're in the right place. Speak directly with Simon and our team for a free, no-obligation quote, or get a free quote online. Our service is completely free. We're paid by the lender only after a deal settles, so there's no cost to you—even if you choose not to proceed.