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Overdrive Funding
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Equipment FinanceJuly 2026

Searching for Equipment Finance Near Me? We Finance Equipment Across All of Australia

You don't need to find a local equipment finance broker to get the best deal. Overdrive Funding services every state and territory — from Sydney and Melbourne to Darwin, regional QLD and remote WA.

Compare 80+ lenders — free, no credit check

Get a rate comparison for your specific asset and profile with no obligation.

Get a Free Quote →

Key Takeaways

  • Overdrive Funding arranges equipment finance for businesses anywhere in Australia — metro, regional and remote.
  • We service NSW, VIC, QLD, WA, SA, TAS, NT and ACT — all states and territories.
  • Rates from 6.1% for established businesses — compare 80+ lenders with one free application.
  • Low doc equipment finance up to $500,000 — no tax returns or BAS required for eligible ABN holders.
  • No deposit equipment finance available for eligible operators with 2+ years ABN and clean credit.
  • Equipment finance deals: We guarantee the best deal available in the market and our services are free — we're paid a "referral fee" by the lender after settlement, no cost to you.

When you search for equipment finance near me, you want a fast, competitive result — not a referral to a bank branch or a dealer's in-house finance desk. Overdrive Funding arranges commercial equipment finance for Australian businesses across every industry and every state and territory — entirely online and by phone.

Whether you need a forklift in Townsville, a CNC machine in Perth, a generator in Darwin or a commercial kitchen fit-out in Hobart, we compare 80+ lenders and manage the entire process from application to settlement.

Equipment Finance in NSW

We serve businesses across all of New South Wales — Sydney, Newcastle, Wollongong, Central Coast, Hunter Valley, Orange, Dubbo, Wagga Wagga, Albury and all regional NSW. NSW businesses use Overdrive Funding for forklifts, CNC machines, generators, medical equipment, commercial kitchen equipment, spray booths and all commercial plant.

Equipment Finance in Queensland

Queensland businesses from Brisbane, Gold Coast, Sunshine Coast, Townsville, Cairns, Toowoomba, Rockhampton, Mackay and across regional QLD use Overdrive Funding for competitive equipment finance. QLD's construction, resources, hospitality and agriculture sectors create diverse demand for commercial equipment.

Equipment Finance in Victoria

Victorian businesses from Melbourne, Geelong, Ballarat, Bendigo, Shepparton, Mildura and all regional VIC use Overdrive Funding for equipment finance across manufacturing, food production, healthcare, construction and all commercial sectors.

Equipment Finance in Western Australia

WA businesses from Perth, Fremantle, Kalgoorlie, Karratha, Port Hedland, Broome and across all regional WA use Overdrive Funding for commercial equipment finance. WA's mining, agriculture, food production and construction sectors create significant demand for generators, processing plant, workshop equipment and all commercial machinery.

Equipment Finance in South Australia

SA businesses from Adelaide, Mount Gambier, Whyalla, Port Augusta and all regional South Australia use Overdrive Funding for equipment finance across food production, wine industry, manufacturing, healthcare and construction sectors.

Equipment Finance in Tasmania

Tasmanian businesses from Hobart, Launceston, Devonport, Burnie and all regional Tasmania use Overdrive Funding. Tasmania's food production, seafood, aquaculture, tourism and construction sectors create demand for diverse commercial equipment types.

Equipment Finance in the Northern Territory

NT businesses from Darwin, Palmerston, Alice Springs, Katherine and remote communities use Overdrive Funding for equipment finance. The Territory's mining, hospitality, healthcare and infrastructure sectors create ongoing demand for commercial equipment — and we have specialist lenders who understand the NT market.

Equipment Finance in the ACT

Canberra and ACT businesses in government contracting, healthcare, construction, professional services and hospitality use Overdrive Funding for competitive commercial equipment finance.

Equipment We Finance Across Australia

  • Forklifts — counterbalance, reach trucks, telehandlers, order pickers
  • CNC machines — mills, lathes, routers, plasma cutters
  • Generators and power equipment — all sizes and fuel types
  • Commercial kitchen equipment — ovens, refrigeration, preparation equipment
  • Medical and dental equipment — chairs, imaging, surgical equipment
  • Cranes and lifting equipment
  • Spray booths and paint finishing equipment
  • Woodworking and joinery machinery
  • Packaging and packing lines
  • Printing and signage equipment
  • Hydraulic press and fabrication equipment
  • Vehicle hoists and workshop equipment
  • All commercial and industrial equipment types

Get a Free Equipment Finance Quote Anywhere in Australia

Every enquiry lands directly with Simon, Director. Our service is completely free — we are paid by the lender after settlement. Contact us today or call Simon for a free rate comparison, no matter where in Australia your business operates.


Low Doc, Light Doc & Full Doc Equipment Finance

When applying for equipment finance, lenders will generally offer Low Doc, Light Doc or Full Doc options. The right choice depends on your business structure and the financial records you're able to provide.

Low Doc Equipment Finance

Financial Statements RequiredNo
BAS Statements RequiredNo
Business Bank StatementsNo
Approval SpeedFastest
Interest RatesHigher
Borrowing CapacityUp to $500k
Ideal OutcomeQuick approval with minimal paperwork

Light Doc Equipment Finance

Financial Statements RequiredNo
BAS Statements RequiredUsually
Business Bank StatementsYes
Approval SpeedFast
Interest RatesCompetitive
Borrowing CapacityUp to $500k
Ideal OutcomeBalance of flexibility and pricing

Full Doc Equipment Finance

Financial Statements RequiredYes
BAS Statements RequiredSometimes
Business Bank StatementsSometimes
Approval SpeedStandard
Interest RatesMost Competitive
Borrowing CapacityUp to $10m+
Ideal OutcomeBest pricing and maximum borrowing power

Which Option Is Right For You?

Our finance specialists will assess your circumstances and recommend the most suitable option for your business.

If You Are...Recommended Option
Self-employed or businesses with limited financial recordsLow Doc
Businesses with bank statements and BAS availableLight Doc
Businesses with full financialsFull Doc

Low Doc Equipment Finance

Low Doc finance is designed for borrowers who want a simple, streamlined approval process. In most cases, no financial statements or BAS statements are required. Approval is generally based on your ABN history, credit profile, and the asset being financed.

Light Doc Equipment Finance

Light Doc finance provides a middle ground between Low Doc and Full Doc lending. Borrowers can often qualify using recent business bank statements and limited supporting documentation, without the need for full financial accounts.

Full Doc Equipment Finance

Full Doc finance is suitable for borrowers who can provide complete financial records and supporting documentation. This option typically offers the most competitive rates and highest borrowing capacity.


Frequently Asked Questions

Do you arrange equipment finance outside of major cities?

Yes. We arrange equipment finance for businesses anywhere in Australia — Sydney, Melbourne, Brisbane, Perth, Adelaide, Darwin, regional centres and remote locations. Everything is handled online and by phone. No in-person meeting required.

What states do you service for equipment finance?

All states and territories: NSW, VIC, QLD, WA, SA, TAS, NT and ACT. There are no geographic restrictions on who we can help.

Can I finance equipment purchased from a supplier in a different state?

Yes. We regularly arrange equipment finance for purchases from suppliers, dealers or importers in other states. Funds are released directly to the supplier regardless of location.

Can I get equipment finance for my business in a regional or rural area?

Absolutely. We serve businesses in all regional and rural areas across Australia. The application process is fully remote — documents are submitted electronically and the process works identically to a metro application.

How quickly can equipment finance be approved for a business anywhere in Australia?

Most applications receive a credit decision within 24 to 48 hours regardless of location. Low doc applications are often same-day. Settlement typically follows within 1 to 3 business days of approval.

What equipment finance rates are available in Australia?

Equipment finance rates in Australia start from around 6.1% per annum for established businesses with clean credit financing new equipment from major brands. Used equipment, new ABNs and adverse credit attract higher rates. Comparing 80+ lenders through a broker identifies the sharpest available rate.

Can I finance used equipment?

Yes. Used equipment from dealers, private sellers and auction is financeable. Lenders assess the age, condition and resale market for the specific equipment. Well-maintained equipment from reputable sources is supported by most lenders on our panel.

Can I get low doc equipment finance?

Yes. Low doc equipment finance is available up to $500,000 without tax returns or BAS. You need your ABN, driver's licence and recent bank statements. Same-day conditional approvals are common.

Can you arrange insurance for my equipment?

Yes. Overdrive Funding works with trusted insurance partners who can arrange the right cover alongside your finance application. Whether you need comprehensive, CTP, public liability or fleet cover, we can connect you with specialist providers to protect your equipment from day one.

Can you beat my current finance quote?

We often can. Overdrive Funding has access to exclusive lenders offering discounted rates that aren't available directly through banks, dealers or other brokers. If you have an existing quote, send it to us and we'll compare it against our full panel of 80+ lenders — free of charge with no impact on your credit score.

Get Started

Ready to Secure Your Finance?

Compare 80+ lenders for the lowest rate available in a single application and get a fast decision with no impact on your credit score.

  • Bank rates without the queue
  • One application, multiple options
  • Approved in 24–48 hours, valid for 90 days
  • $0 down, no additional security and no financial options
  • Loans for all credit profiles and ABN lengths
  • 100% free service — no hidden fees or costs, ever
Call Simon Now 0417 000 316

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Every enquiry lands directly with Simon, Director.

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Submitting this form does not lock you into finance or have any impact on your credit profile.

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0417 000 316