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Low doc equipment finance available up to $500,000 — no tax returns or BAS required for eligible ABN holders.
Equipment We Finance
Overdrive Funding arranges equipment finance for businesses across Australia. We finance hospitality equipment, medical equipment, IT equipment, salon and beauty equipment, gym equipment, retail equipment, printing equipment and more — new and used — through a panel of 80+ lenders.
Equipment finance rates range from 6.1% to 15.99% per annum. Low doc options are available up to $500,000 for eligible ABN holders with no tax returns or BAS required.
Hospitality and Restaurant Equipment
Commercial kitchen equipment, refrigeration, point-of-sale systems and fit-out equipment for cafes, restaurants, hotels, pubs, clubs and food businesses are all financeable through our commercial equipment lenders.
- Commercial ovens, combi ovens and pizza ovens
- Commercial refrigerators, freezers and cool rooms
- Commercial dishwashers and glasswashers
- Coffee machines and barista equipment
- Commercial fryers, grills and cooking equipment
- Point-of-sale (POS) systems
- Bar and beverage equipment
- Commercial fit-out and kitchen fit-out
Medical and Dental Equipment
Medical and dental equipment for GP clinics, specialist practices, dental surgeries, physiotherapy clinics, chiropractic clinics, veterinary practices and hospitals are financed through our specialist health sector channels.
- Dental chairs, X-ray units and dental surgery equipment
- Ultrasound machines and diagnostic imaging
- Physiotherapy tables and rehabilitation equipment
- Surgical instruments and theatre equipment
- Veterinary surgery equipment and diagnostic tools
- Chiropractic and allied health tables
- Medical lasers and cosmetic devices
- Pathology and laboratory equipment
IT and Technology Equipment
Computers, servers, networking equipment, point-of-sale systems and technology infrastructure are financed for businesses across all industries. Finance is available for individual workstations through to full server room fit-outs.
- Servers, NAS and storage infrastructure
- Desktop computers, laptops and workstations
- Networking equipment — switches, routers, access points
- Point-of-sale systems and terminals
- Telephony and communications systems
- CCTV and security systems
- Printers, copiers and MFDs
- AV equipment and digital signage
Printing and Signage Equipment
Commercial printers, wide-format printers, digital presses, offset printers and signage fabrication equipment are financed for print businesses, sign shops, marketing businesses and in-house print facilities.
- Wide-format inkjet and UV printers — Roland, Mimaki, Epson
- Digital presses — Konica Minolta, Ricoh, Xerox
- Offset and litho printing presses
- Laser cutters and CNC routing machines
- Vinyl cutters and flatbed cutters
- Laminating, binding and finishing equipment
- Screen printing equipment
Salon, Beauty and Wellness Equipment
Salon chairs, laser and IPL machines, beauty beds, tanning equipment, spray booths, nail equipment and salon fit-outs are financed for hair salons, beauty salons, day spas, clinics and wellness businesses.
- Laser and IPL machines — hair removal and skin treatments
- Salon chairs and styling stations
- Beauty beds and massage tables
- Tanning beds and spray tan booths
- Hydrodermabrasion and microneedling machines
- Nail stations and manicure equipment
- Salon and spa fit-out
- Cryotherapy and body contouring equipment
Gym and Fitness Equipment
Commercial gym equipment, cardio machines, strength equipment, functional training rigs and studio fit-outs are financed for gyms, fitness studios, PT studios, hotels, resorts and corporate wellness facilities.
- Treadmills, ellipticals and cross-trainers
- Rowing machines, assault bikes and spin bikes
- Strength equipment — racks, benches, dumbbells, barbells
- Functional training rigs and cable machines
- Plate-loaded and selectorised machines
- Boxing and martial arts equipment
- Gym and studio fit-out
Agricultural and Farm Equipment
Farm equipment, irrigation systems, grain handling equipment, sheds and agricultural technology are financed through our rural and agribusiness channels. Finance is available for new and used equipment across all farm types.
- Irrigation — pivots, drip, overhead and furrow systems
- Grain handling — augers, conveyors, bins and silos
- Hay and forage equipment — balers, rakes, mowers
- Sprayers and spreaders
- Livestock handling equipment — yards, crushes, scales
- Farm sheds and structures
- Agricultural drones and precision farming technology
Earthmoving and Civil Equipment
Earthmoving equipment, compaction equipment, concrete equipment, scaffolding and civil plant are financed through our specialist construction equipment channels. Finance is available for new and used assets across all major brands.
- Excavators and mini excavators
- Skid steers and compact track loaders
- Compactors and plate compactors
- Concrete mixers and concrete pumps
- Scaffolding and formwork
- Trenchers and directional drills
- Generators and lighting towers
- Pressure washers and water carts
Finance Structures for Equipment
Chattel mortgage is the most common structure for equipment finance in Australia — you own the asset from day one and claim the interest and depreciation as tax deductions. Finance lease and operating lease are also available, particularly for technology assets with short replacement cycles where keeping the asset off the balance sheet may be preferred.
Equipment finance rates range from 6.1% to 15.99% per annum. Terms from 1 to 5 years are typical for business equipment. Most applications receive a credit decision within 24 to 48 hours.
Overdrive Funding can finance complete business fit-outs including equipment, fit-out costs and installation as a single package. Ask Simon about fit-out finance.