Overdrive Funding arranges competitive Fendt finance for Australian businesses. We compare 80+ banks and specialist lenders, negotiate the deal and manage everything from start to finish — new or used, from dealers, private sellers, clearing sales or auctions anywhere in Australia.
Fendt sits at the premium end of the tractor market, and the Vario continuously variable transmission is the reason operators pay for it. High purchase price, exceptional build, and residuals that are among the strongest in agriculture.
Fendt equipment we finance
- 200 Vario — specialist and orchard tractors
- 300, 500 and 700 Vario — mid-range
- 800, 900 and 1000 Vario — high horsepower broadacre
- 900 and 1100 Vario MT tracked tractors
- Ideal combine harvesters
- Rogator sprayers and hay equipment
We only finance machines located in Australia. See our machinery finance options for the full range, or our farm equipment finance guide for agricultural machinery.
What Fendt resale means for your rate
Fendt residuals are exceptional — arguably the strongest in the sector alongside John Deere. Because the machines are built to run enormous hours and the buyer pool is discerning, well-maintained Fendts hold value in a way that materially improves the finance equation.
This matters because the purchase price is high. A Fendt costs more upfront, but strong residuals mean a balloon can be set more aggressively against realistic resale, which lowers monthly repayments. On a premium tractor, the residual is doing more work in your favour than on almost any other machine.
Who finances Fendt equipment
Fendts are financed by large broadacre cropping operations, contract farming and harvesting businesses, high-value horticulture, and operators running serious hours where transmission efficiency and fuel burn compound into real money.
Fendt finance rates
Established ABN (2+ years), new machine, full doc
Established ABN, used machine, low doc (no financials)
Newer ABN (under 12 months)
Prior credit issues or specialist lending
| Borrower profile | Indicative rate | Typical deposit |
|---|---|---|
| Established ABN (2+ years), new machine, full doc | From 6.1% | $0 – 10% |
| Established ABN, used machine, low doc (no financials) | 7% – 10% | 10% – 20% |
| Newer ABN (under 12 months) | 9% – 12% | 10% – 30% |
| Prior credit issues or specialist lending | 12% – 15% | 20% – 30% |
Rates are indicative only and subject to lender assessment, asset age, hours, term and your individual circumstances.
Low doc Fendt finance
Low doc (no financials) finance is available on Fendt equipment up to $500k for the right profiles, assessed on your ABN, GST registration, credit profile and the machine rather than tax returns or financial statements. It typically sits in the 7% to 10% range for an established business buying used.
New or used Fendt?
Used Fendts hold value strongly and trade to informed buyers. Vario transmission service history is the thing to scrutinise — it is the machine's defining feature and its most significant repair item. A documented history is worth real money on both purchase and resale.
Get a quote
Looking for the best rate on Fendt finance? You're in the right place. Speak directly with Simon and our team for a free, no-obligation quote, or get a free quote online. Our service is completely free. We're paid by the lender only after a deal settles, so there's no cost to you—even if you choose not to proceed.