What equipment do you finance for mining contractors?

We finance haul trucks, drill rigs, excavators, loaders, support vehicles, crushing plants and other mining equipment for contract miners. Both new and used equipment are supported.

Can I get mining equipment finance based on a mining contract?

Yes. Specialist mining finance lenders can assess applications based on the value and term of a mining contract — not just historical financials. This is particularly valuable for new or growing mining contractor businesses.

Can I get low doc finance for mining equipment?

Yes for equipment up to $500,000. Larger mining equipment finance typically requires full financials or project contract evidence.

Are there lenders who specialise in mining contractor finance?

Yes. We work with specialist mining and resources finance lenders who understand mine site asset values and project-linked cash flows.

How quickly can mining contractor finance be approved?

Standard equipment finance is typically approved within 48 to 72 hours. Project-linked finance facilities take longer depending on contract documentation review.

What machinery finance rates are available in Australia?

Machinery finance rates in Australia start from around 6.1% per annum for established operators with clean credit financing new machines from major brands. Used machinery, new ABNs and adverse credit attract higher rates. Comparing 80+ lenders through a broker identifies the sharpest available rate for your specific machine.

Can I finance used machinery?

Yes. Used machinery from dealers, private sellers, fleet disposals and auction is financeable. Lenders assess the age, hours, condition and resale market for the specific machine. Well-maintained machines from reputable sources are supported by most lenders.

Can I get low doc machinery finance?

Yes. Low doc machinery finance is available up to $500,000 without tax returns or BAS. You need your ABN, driver's licence and recent bank statements. Same-day conditional approvals are available for low doc machinery applications.

Can you arrange insurance for my equipment?

Yes. Overdrive Funding works with trusted insurance partners who can arrange the right cover alongside your finance application. Whether you need comprehensive, CTP, public liability or fleet cover, we can connect you with specialist providers to protect your equipment from day one.

Can you beat my current finance quote?

We often can. Overdrive Funding has access to exclusive lenders offering discounted rates that aren't available directly through banks, dealers or other brokers. If you have an existing quote, send it to us and we'll compare it against our full panel of 80+ lenders — free of charge with no impact on your credit score.

Finance for Mining Contractors Australia | Equipment, Trucks, Project Finance

Name: Overdrive Commercial Funding
Address: 54 Miller St, North Sydney, NSW, 2060, AU
Telephone: +61417000316
Price range: Free
Rating: 5

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Key Takeaways

Overdrive Funding is the dedicated finance broker for Australian mining contractors — equipment, vehicles, cash flow and more.
We compare 80+ lenders in one free application to find the best deal for your mining contractor business.
Low doc finance available up to $500,000 — no tax returns or BAS required for eligible ABN holders.
Business overdrafts, insurance premium funding and tax debt facilities available alongside equipment and vehicle finance.
Our service is completely free — we're paid a "referral fee" by the lender after settlement, no cost to you.

Mining contractors manage some of Australia's most expensive and specialised equipment. From multi-million dollar haul trucks and drill rigs to crushing plants and underground loaders, mining contractor finance requires specialist lenders who understand mine site asset values, project-linked cash flows and the specific risks of the resources sector.

Finance Solutions for Mining Contractors

Haul truck finance for mining contractors
Drill rig finance (rotary and percussive)
Mining excavator and loader finance
Support vehicle and light vehicle finance for mine sites
Crushing and screening plant finance
Business cash flow and project finance

How We Help Mining Contractors

At Overdrive Funding, we work with specialist mining finance lenders who understand the unique characteristics of mining equipment — including wear profiles, rebuild cycles, residual values and the impact of project contracts on repayment capacity. This specialist knowledge means better outcomes for mining contractor finance applications.

Cash Flow Solutions for Mining Contractors

Project-linked repayment structures — where loan repayments are aligned with mining contract revenue — are available from specialist mining finance lenders and can dramatically improve a mining contractor's cash flow management during project mobilisation and demobilisation phases.

Why Mining Contractors Choose Overdrive Funding

We compare 80+ lenders in one application, charge nothing for our service, and have specialist knowledge of the mining contractor industry. Simon and Emma at Overdrive Funding have helped hundreds of mining contractors get better finance deals — call us today or fill in the form above for a free rate comparison.

Finance for Mining Contractors | Overdrive Funding