Overdrive Funding arranges competitive Hitachi finance for Australian businesses. We compare 80+ banks and specialist lenders, negotiate the deal and manage everything from start to finish — new or used, from dealers, private sellers, clearing sales or auctions anywhere in Australia.
Hitachi is an excavator specialist first and foremost, and its hydraulics reputation is the reason. In excavator-heavy applications — civil, demolition, forestry — Hitachi is a mainstream choice with residuals to match.
Hitachi equipment we finance
- Zaxis excavators — ZX17, ZX35, ZX55, ZX85, ZX135, ZX210, ZX250, ZX350, ZX490 and ZX670
- EX mining excavators — EX1200, EX1900 and EX3600
- Zaxis wheeled excavators and zero swing variants
- ZW wheel loaders
- Forestry and demolition specification machines
- Attachments, buckets, hammers and grabs
We only finance machines located in Australia. See our machinery finance options for the full range.
What Hitachi resale means for your rate
Hitachi excavator residuals are strong, particularly in the ZX210 and ZX350 classes. The brand's hydraulics reputation supports demand in the used market, and lenders treat Hitachi as a mainstream, verifiable asset.
Because Hitachi's Australian strength is concentrated in excavators rather than spread across a full product line, the used market for its excavators is deep while other Hitachi categories are thinner. That is worth knowing — a ZX210 finances more easily than a less common Hitachi category.
Who finances Hitachi equipment
Hitachis are financed across civil construction, demolition, quarrying, forestry, mining services and earthmoving. Demolition contractors in particular favour Hitachi for hydraulic performance with attachments.
Hitachi finance rates
Established ABN (2+ years), new machine, full doc
Established ABN, used machine, low doc (no financials)
Newer ABN (under 12 months)
Prior credit issues or specialist lending
| Borrower profile | Indicative rate | Typical deposit |
|---|---|---|
| Established ABN (2+ years), new machine, full doc | From 6.1% | $0 – 10% |
| Established ABN, used machine, low doc (no financials) | 7% – 10% | 10% – 20% |
| Newer ABN (under 12 months) | 9% – 12% | 10% – 30% |
| Prior credit issues or specialist lending | 12% – 15% | 20% – 30% |
Rates are indicative only and subject to lender assessment, asset age, hours, term and your individual circumstances.
Low doc Hitachi finance
Low doc (no financials) finance is available on Hitachi equipment up to $500k for the right profiles, assessed on your ABN, GST registration, credit profile and the machine rather than tax returns or financial statements. It typically sits in the 7% to 10% range for an established business buying used.
New or used Hitachi?
Used Zaxis machines trade actively. Because excavators live or die on hydraulics, service history around pumps and rams is worth more scrutiny here than on a dozer — and lenders assessing an older machine will factor condition heavily.
Get a quote
Looking for the best rate on Hitachi finance? You're in the right place. Speak directly with Simon and our team for a free, no-obligation quote, or get a free quote online. Our service is completely free. We're paid by the lender only after a deal settles, so there's no cost to you—even if you choose not to proceed.