Overdrive Funding arranges competitive Hyundai Construction Equipment finance for Australian businesses. We compare 80+ banks and specialist lenders, negotiate the deal and manage everything from start to finish — new or used, from dealers, private sellers, clearing sales or auctions anywhere in Australia.
Hyundai Construction Equipment has built a steady Australian position over two decades, sitting between the premium Japanese brands and the newer entrants on both price and residual performance.
Hyundai Construction Equipment equipment we finance
- HX excavators — HX55, HX85, HX130, HX145, HX160, HX210, HX260, HX300, HX380 and HX520
- R series excavators and compact machines
- HL wheel loaders — HL930, HL940, HL955, HL960 and HL975
- Zero and short tail swing variants
- Attachments — buckets, hammers and grabs
- New, used, dealer, private-sale and auction purchases
We only finance machines located in Australia. See our machinery finance options for the full range.
What Hyundai Construction Equipment resale means for your rate
Hyundai residuals are middling — better established than the newer Chinese entrants, softer than Cat, Komatsu or Hitachi. The used market functions but is not deep, so lenders have workable rather than comprehensive data.
That middle position is actually where comparing lenders pays most. On a Cat, most lenders converge because everyone knows the value. On a Hyundai, some lenders are comfortable and price accordingly while others apply a margin — and the gap between them can be a couple of points.
Who finances Hyundai Construction Equipment equipment
Hyundais are financed by civil contractors, quarrying and materials handling businesses, landscaping and site prep operations, and councils. The HX210 class competes directly with the mainstream Japanese excavators on price.
Hyundai Construction Equipment finance rates
Established ABN (2+ years), new machine, full doc
Established ABN, used machine, low doc (no financials)
Newer ABN (under 12 months)
Prior credit issues or specialist lending
| Borrower profile | Indicative rate | Typical deposit |
|---|---|---|
| Established ABN (2+ years), new machine, full doc | From 6.1% | $0 – 10% |
| Established ABN, used machine, low doc (no financials) | 7% – 10% | 10% – 20% |
| Newer ABN (under 12 months) | 9% – 12% | 10% – 30% |
| Prior credit issues or specialist lending | 12% – 15% | 20% – 30% |
Rates are indicative only and subject to lender assessment, asset age, hours, term and your individual circumstances.
Low doc Hyundai Construction Equipment finance
Low doc (no financials) finance is available on Hyundai Construction Equipment equipment up to $500k for the right profiles, assessed on your ABN, GST registration, credit profile and the machine rather than tax returns or financial statements. It typically sits in the 7% to 10% range for an established business buying used.
New or used Hyundai Construction Equipment?
Used Hyundai excavators are generally well priced against Japanese equivalents. Two decades of Australian presence means parts and service access is reasonable, which helps on an older machine.
Get a quote
Looking for the best rate on Hyundai Construction Equipment finance? You're in the right place. Speak directly with Simon and our team for a free, no-obligation quote, or get a free quote online. Our service is completely free. We're paid by the lender only after a deal settles, so there's no cost to you—even if you choose not to proceed.