Overdrive Funding arranges competitive John Deere Construction Equipment finance for Australian businesses. We compare 80+ banks and specialist lenders, negotiate the deal and manage everything from start to finish — new or used, from dealers, private sellers, clearing sales or auctions anywhere in Australia.
John Deere's construction range is a smaller player in Australia than its agricultural business, but it has a solid position in dozers, skid steers and compact equipment, backed by a dealer network built on the ag side.
John Deere Construction Equipment equipment we finance
- Excavators — 17G, 26G, 35G, 50G, 85G, 130G, 210G, 245G, 350G and 470G
- Dozers — 450, 550, 650, 700, 750, 850 and 1050
- Wheel loaders — 244, 324, 444, 544, 644, 724 and 844
- Skid steers and compact track loaders — 312GR, 316GR, 324G, 330G and 333G
- Articulated dump trucks and motor graders
- Attachments and buckets
We only finance machines located in Australia. See our machinery finance options for the full range.
What John Deere Construction Equipment resale means for your rate
John Deere construction residuals in Australia are moderate — the machines are well regarded but volume is lower than Cat or Komatsu, so the used market is thinner and lenders have less pricing data. That typically shows as a wider spread between lender quotes.
The ag dealer network is a genuine advantage for parts and service access, particularly in regional areas where Deere has been established for decades. Support availability quietly affects how comfortably a lender prices an older machine.
Who finances John Deere Construction Equipment equipment
John Deere construction equipment is financed by civil contractors, landscaping and site prep businesses, councils, forestry operations and mixed farming enterprises that also do contract earthworks.
John Deere Construction Equipment finance rates
Established ABN (2+ years), new machine, full doc
Established ABN, used machine, low doc (no financials)
Newer ABN (under 12 months)
Prior credit issues or specialist lending
| Borrower profile | Indicative rate | Typical deposit |
|---|---|---|
| Established ABN (2+ years), new machine, full doc | From 6.1% | $0 – 10% |
| Established ABN, used machine, low doc (no financials) | 7% – 10% | 10% – 20% |
| Newer ABN (under 12 months) | 9% – 12% | 10% – 30% |
| Prior credit issues or specialist lending | 12% – 15% | 20% – 30% |
Rates are indicative only and subject to lender assessment, asset age, hours, term and your individual circumstances.
Low doc John Deere Construction Equipment finance
Low doc (no financials) finance is available on John Deere Construction Equipment equipment up to $500k for the right profiles, assessed on your ABN, GST registration, credit profile and the machine rather than tax returns or financial statements. It typically sits in the 7% to 10% range for an established business buying used.
New or used John Deere Construction Equipment?
Used Deere construction machines can represent value precisely because the brand is less dominant here — you often buy well. Be realistic that the thinner market cuts both ways when you come to sell.
Get a quote
Looking for the best rate on John Deere Construction Equipment finance? You're in the right place. Speak directly with Simon and our team for a free, no-obligation quote, or get a free quote online. Our service is completely free. We're paid by the lender only after a deal settles, so there's no cost to you—even if you choose not to proceed.