Overdrive Funding arranges competitive Kenworth truck finance for Australian businesses. We compare 80+ banks and specialist lenders, negotiate the deal and manage everything from start to finish — new or used, from dealers, private sellers or auctions anywhere in Australia.
Kenworth occupies a position no other truck brand in Australia holds. Built in Bayswater, Victoria, and engineered specifically for Australian conditions, Kenworths command the strongest residuals in the heavy segment — and that has a real, measurable effect on your finance.
Kenworth models we finance
- Conventional prime movers — T360, T410, T410SAR, T610, T610SAR and T659
- Heavy haulage and road train — T909, C509 and C509 Wide Cab
- Cabover — K200 and K220
- Legend series and limited-run models
- Rigids, tippers, mixers and vocational configurations
- New, used, ex-fleet, dealer, private-sale and auction purchases
We only finance trucks located in Australia. See our truck finance options for the full picture, or compare used truck finance if you are weighing new against second hand.
What Kenworth resale means for your rate
Kenworth resale is the strongest in Australian heavy trucking, and it changes the finance equation. Because the lender's security holds value so well, Kenworths frequently attract lender appetite at ages where other brands are declined outright. A 15-year-old Kenworth still has a genuine market; many rivals at that age do not.
This is the single most useful thing to understand about financing a Kenworth. The purchase price is higher than a comparable import, but the finance is often cheaper, the age policy more forgiving, and the residual at the end of the term substantially better. Compare total cost of ownership, not the sticker price — Kenworth frequently wins on the former while losing on the latter.
Who finances Kenworth trucks
Kenworths are financed by linehaul and interstate operators, road train fleets, heavy haulage, livestock carters, mining services, tipper and dog operators, and owner-drivers pulling for major carriers. For many owner-operators a Kenworth is a deliberate long-term asset decision rather than a purchase.
Kenworth truck finance rates
Established ABN (2+ years), new truck, full doc
Established ABN, used truck, low doc (no financials)
Newer ABN (under 12 months)
Prior credit issues or specialist lending
| Borrower profile | Indicative rate | Typical deposit |
|---|---|---|
| Established ABN (2+ years), new truck, full doc | From 6.1% | $0 – 10% |
| Established ABN, used truck, low doc (no financials) | 7% – 10% | 10% – 20% |
| Newer ABN (under 12 months) | 9% – 12% | 10% – 30% |
| Prior credit issues or specialist lending | 12% – 15% | 20% – 30% |
Rates are indicative only and subject to lender assessment, asset age, term and your individual circumstances.
Low doc Kenworth finance
Low doc (no financials) finance is available on Kenworth trucks up to $500k for the right profiles, assessed on your ABN, GST registration, credit profile and the truck rather than tax returns or financial statements. It typically sits in the 7% to 10% range for an established business buying used. See our low doc truck finance guide.
New or used Kenworth?
The used Kenworth market is unusually deep and unusually strong. Well-maintained older units with rebuilt drivelines trade actively, and lenders will consider trucks well beyond the age they would accept from other brands. A documented rebuild history can be worth more to your application than low kilometres.
Get a quote
Looking for the best rate on Kenworth truck finance? You're in the right place. Speak directly with Simon and our team for a free, no-obligation quote, or get a free quote online. Our service is completely free. We're paid by the lender only after a deal settles, so there's no cost to you—even if you choose not to proceed.