Overdrive Funding arranges competitive Kobelco finance for Australian businesses. We compare 80+ banks and specialist lenders, negotiate the deal and manage everything from start to finish — new or used, from dealers, private sellers, clearing sales or auctions anywhere in Australia.
Kobelco is an excavator specialist in the purest sense — it builds essentially nothing else. That focus shows in the product, and the brand has built a strong Australian following on fuel efficiency, low noise and hydraulic refinement.
Kobelco equipment we finance
- SK compact excavators — SK17, SK27, SK30, SK55 and SK75
- SK mid-range excavators — SK85, SK135, SK210, SK260 and SK300
- SK large excavators — SK350, SK500 and SK850
- Demolition and long reach specification machines
- Zero and short tail swing variants
- Attachments, buckets, hammers and grabs
We only finance machines located in Australia. See our machinery finance options for the full range.
What Kobelco resale means for your rate
Kobelco excavator residuals are solid and improving as the brand's Australian installed base grows. The SK210 class in particular has an established used market, and lenders treat it as a mainstream civil asset.
Because Kobelco is excavator-only, there is no dilution — the brand's entire reputation and dealer support sits behind one product category. Demolition specification machines command a premium given how few alternatives exist for high reach work.
Who finances Kobelco equipment
Kobelcos are financed by civil contractors, demolition specialists, quarrying operations, forestry and landscaping businesses. Demolition contractors favour Kobelco for hydraulic performance and long reach availability.
Kobelco finance rates
Established ABN (2+ years), new machine, full doc
Established ABN, used machine, low doc (no financials)
Newer ABN (under 12 months)
Prior credit issues or specialist lending
| Borrower profile | Indicative rate | Typical deposit |
|---|---|---|
| Established ABN (2+ years), new machine, full doc | From 6.1% | $0 – 10% |
| Established ABN, used machine, low doc (no financials) | 7% – 10% | 10% – 20% |
| Newer ABN (under 12 months) | 9% – 12% | 10% – 30% |
| Prior credit issues or specialist lending | 12% – 15% | 20% – 30% |
Rates are indicative only and subject to lender assessment, asset age, hours, term and your individual circumstances.
Low doc Kobelco finance
Low doc (no financials) finance is available on Kobelco equipment up to $500k for the right profiles, assessed on your ABN, GST registration, credit profile and the machine rather than tax returns or financial statements. It typically sits in the 7% to 10% range for an established business buying used.
New or used Kobelco?
Used SK machines trade steadily. Because excavators live on their hydraulics, scrutinise pump and ram service history — it is the single most expensive thing to put right, and lenders factor condition heavily on older machines.
Get a quote
Looking for the best rate on Kobelco finance? You're in the right place. Speak directly with Simon and our team for a free, no-obligation quote, or get a free quote online. Our service is completely free. We're paid by the lender only after a deal settles, so there's no cost to you—even if you choose not to proceed.