Overdrive Funding arranges competitive Komatsu finance for Australian businesses. We compare 80+ banks and specialist lenders, negotiate the deal and manage everything from start to finish — new or used, from dealers, private sellers, clearing sales or auctions anywhere in Australia.
Komatsu is the closest thing Caterpillar has to a peer in Australia, with a comparable dealer network, strong mining presence and residuals that sit just behind Cat's. For finance purposes, a Komatsu is a mainstream, well-understood asset.
Komatsu equipment we finance
- PC excavators — PC30, PC55, PC78, PC130, PC210, PC300, PC360, PC490 and PC800
- D dozers — D31, D37, D51, D61, D65, D85, D155 and D375
- WA wheel loaders — WA200, WA270, WA320, WA380, WA470 and WA500
- GD motor graders and HD rigid dump trucks
- HM articulated dump trucks
- Attachments, buckets and hammers
We only finance machines located in Australia. See our machinery finance options for the full range.
What Komatsu resale means for your rate
Komatsu residuals are excellent and the used market is liquid, particularly in the PC210 and PC300 excavator classes that dominate Australian civil work. Lenders have solid data on Komatsu values, which shows up as competitive pricing and consistent appetite.
Komatsu's mining pedigree is a genuine factor. Machines specified for mining tend to carry rigorous service regimes, and documented maintenance on an ex-mining machine can carry more weight with a lender than a lower hour reading on an undocumented one.
Who finances Komatsu equipment
Komatsus are financed across mining services, civil construction, quarrying, earthmoving, road building and bulk haulage. The PC210 is a mainstay of Australian civil contracting.
Komatsu finance rates
Established ABN (2+ years), new machine, full doc
Established ABN, used machine, low doc (no financials)
Newer ABN (under 12 months)
Prior credit issues or specialist lending
| Borrower profile | Indicative rate | Typical deposit |
|---|---|---|
| Established ABN (2+ years), new machine, full doc | From 6.1% | $0 – 10% |
| Established ABN, used machine, low doc (no financials) | 7% – 10% | 10% – 20% |
| Newer ABN (under 12 months) | 9% – 12% | 10% – 30% |
| Prior credit issues or specialist lending | 12% – 15% | 20% – 30% |
Rates are indicative only and subject to lender assessment, asset age, hours, term and your individual circumstances.
Low doc Komatsu finance
Low doc (no financials) finance is available on Komatsu equipment up to $500k for the right profiles, assessed on your ABN, GST registration, credit profile and the machine rather than tax returns or financial statements. It typically sits in the 7% to 10% range for an established business buying used.
New or used Komatsu?
Ex-mining Komatsus come to market with hard hours but often exceptional maintenance records, because mining fleets service to schedule — downtime is unaffordable. Bring the service history to the application; on a used machine it can move both the rate and the approval.
Get a quote
Looking for the best rate on Komatsu finance? You're in the right place. Speak directly with Simon and our team for a free, no-obligation quote, or get a free quote online. Our service is completely free. We're paid by the lender only after a deal settles, so there's no cost to you—even if you choose not to proceed.