Overdrive Funding arranges competitive Kubota Tractor finance for Australian businesses. We compare 80+ banks and specialist lenders, negotiate the deal and manage everything from start to finish — new or used, from dealers, private sellers, clearing sales or auctions anywhere in Australia.
Kubota owns the compact and utility tractor market in Australia. If you are running a lifestyle block, a council depot, a landscaping operation or a small farm, a Kubota is very likely the machine — and that ubiquity makes it straightforward to finance.
Kubota Tractor equipment we finance
- B series compact tractors — B1181, B2261, B2441 and B2650
- L series utility tractors — L2202, L3302, L3902, L4802 and L5460
- MX and M series — MX5400, MX6000, M5091, M6141, M7060 and M7172
- BX sub-compact tractors and zero turn mowers
- Front end loaders, backhoes, slashers and implements
- New, used, ex-council, dealer, private-sale and auction purchases
We only finance machines located in Australia. See our machinery finance options for the full range, or our farm equipment finance guide for agricultural machinery.
What Kubota Tractor resale means for your rate
Kubota compact tractor residuals are excellent. The buyer pool is enormous — lifestyle blocks, councils, landscapers, small farms and contractors all want the same machines — and an asset with that many potential buyers is easy security for a lender.
That liquidity is why Kubota tractors are often financeable on profiles that would struggle with a rarer machine. The lender knows it could sell an L series in a fortnight almost anywhere in the country.
Who finances Kubota Tractor equipment
Kubota tractors are financed by lifestyle and hobby farmers, small and mixed farming operations, councils and parks departments, landscaping contractors, equine properties, vineyards and orchards.
Kubota Tractor finance rates
Established ABN (2+ years), new machine, full doc
Established ABN, used machine, low doc (no financials)
Newer ABN (under 12 months)
Prior credit issues or specialist lending
| Borrower profile | Indicative rate | Typical deposit |
|---|---|---|
| Established ABN (2+ years), new machine, full doc | From 6.1% | $0 – 10% |
| Established ABN, used machine, low doc (no financials) | 7% – 10% | 10% – 20% |
| Newer ABN (under 12 months) | 9% – 12% | 10% – 30% |
| Prior credit issues or specialist lending | 12% – 15% | 20% – 30% |
Rates are indicative only and subject to lender assessment, asset age, hours, term and your individual circumstances.
Low doc Kubota Tractor finance
Low doc (no financials) finance is available on Kubota Tractor equipment up to $500k for the right profiles, assessed on your ABN, GST registration, credit profile and the machine rather than tax returns or financial statements. It typically sits in the 7% to 10% range for an established business buying used.
New or used Kubota Tractor?
Used Kubotas hold value strongly and are plentiful. Ex-council units often come with good service records and moderate hours. Front end loaders and implements can generally be financed with the tractor where they are on the same invoice.
Get a quote
Looking for the best rate on Kubota Tractor finance? You're in the right place. Speak directly with Simon and our team for a free, no-obligation quote, or get a free quote online. Our service is completely free. We're paid by the lender only after a deal settles, so there's no cost to you—even if you choose not to proceed.