Overdrive Funding arranges competitive LDV business vehicle finance for Australian businesses. We compare 80+ banks and specialist lenders, negotiate the deal and manage everything from start to finish — new or used, from dealers, private sellers or auctions anywhere in Australia.
LDV has built its Australian position on price. A Deliver 9 undercuts a Sprinter substantially, and for a business where the van is a cost centre rather than a statement, that maths is compelling — provided you understand how it affects the finance.
LDV vehicles we finance
- Deliver 9 — panel van, cab chassis, multiple wheelbases and roof heights
- G10 — compact panel van and people mover
- V80 — panel van and cab chassis
- T60 and T60 Max — dual cab utes
- eDeliver 7 and eDeliver 9 electric vans
- New, used, dealer, private-sale and auction purchases
We only finance vehicles located in Australia. See our business vehicle finance page for the full range, rates and how approvals work.
What LDV resale means for your rate
LDV resale is softer than the established brands, and it is important to go in knowing that. The purchase saving is real and substantial, but a three-year-old LDV gives back a larger share of its value than a three-year-old Transit or Sprinter.
What that means for finance: some lenders price LDV more conservatively or want a larger deposit, because their security depreciates faster. The vehicle is very financeable — plenty of lenders do it — but the spread between the sharpest and most cautious quote tends to be wider than on a mainstream van. If you buy the van to work it and hold it for its full life, the lower purchase price usually still wins. If you cycle vans every three years, run the total cost carefully before assuming it does.
Who finances LDV vehicles
LDVs are financed by couriers and delivery operators, mobile trades, removalists, small businesses where purchase price is the binding constraint, and operators running eDeliver electric vans on fixed metro routes.
LDV business vehicle finance rates
Established ABN (2+ years), new vehicle, full doc
Established ABN, used vehicle, low doc (no financials)
Newer ABN (under 12 months)
Prior credit issues or specialist lending
| Borrower profile | Indicative rate | Typical deposit |
|---|---|---|
| Established ABN (2+ years), new vehicle, full doc | From 6.1% | $0 – 10% |
| Established ABN, used vehicle, low doc (no financials) | 7% – 10% | 10% – 20% |
| Newer ABN (under 12 months) | 9% – 12% | 10% – 30% |
| Prior credit issues or specialist lending | 12% – 15% | 20% – 30% |
Low doc (no financials) business vehicle finance is available up to $300k for the right profiles — a lower cap than trucks and machinery, which run to $500k. Rates are indicative only and subject to lender assessment.
New or used LDV?
Buying new with the factory warranty is generally the cleaner path on LDV, as used values are softer and less established. If you are buying used, the price should reflect the faster depreciation — and it usually does.
Get a quote
Looking for the best rate on LDV business vehicle finance? You're in the right place. Speak directly with Simon and our team for a free, no-obligation quote, or get a free quote online. Our service is completely free. We're paid by the lender only after a deal settles, so there's no cost to you—even if you choose not to proceed.