Overdrive Funding arranges competitive New Holland finance for Australian businesses. We compare 80+ banks and specialist lenders, negotiate the deal and manage everything from start to finish — new or used, from dealers, private sellers, clearing sales or auctions anywhere in Australia.
New Holland has a long and well-established Australian presence across tractors, combines and hay equipment, and its blue machines are a familiar sight in cropping and mixed farming across the country.
New Holland equipment we finance
- T4, T5 and T6 utility and mid-range tractors
- T7, T8 and T9 row crop and articulated broadacre tractors
- CR and CX combine harvesters
- Roll-Belt and BigBaler hay equipment
- Speedrower windrowers and forage harvesters
- Front end loaders, sprayers and implements
We only finance machines located in Australia. See our machinery finance options for the full range, or our farm equipment finance guide for agricultural machinery.
What New Holland resale means for your rate
New Holland residuals are solid — a well-established second tier behind John Deere. The used market is active in tractors and hay equipment, and lenders have workable data on values.
Hay and baling equipment is a genuine New Holland strength, and specialist balers hold value well because contractors who need them have limited alternatives. That specificity supports resale in a way a general-purpose machine does not always match.
Who finances New Holland equipment
New Hollands are financed by broadacre cropping operations, mixed farming enterprises, hay and silage contractors, dairy operations and livestock producers.
New Holland finance rates
Established ABN (2+ years), new machine, full doc
Established ABN, used machine, low doc (no financials)
Newer ABN (under 12 months)
Prior credit issues or specialist lending
| Borrower profile | Indicative rate | Typical deposit |
|---|---|---|
| Established ABN (2+ years), new machine, full doc | From 6.1% | $0 – 10% |
| Established ABN, used machine, low doc (no financials) | 7% – 10% | 10% – 20% |
| Newer ABN (under 12 months) | 9% – 12% | 10% – 30% |
| Prior credit issues or specialist lending | 12% – 15% | 20% – 30% |
Rates are indicative only and subject to lender assessment, asset age, hours, term and your individual circumstances.
Low doc New Holland finance
Low doc (no financials) finance is available on New Holland equipment up to $500k for the right profiles, assessed on your ABN, GST registration, credit profile and the machine rather than tax returns or financial statements. It typically sits in the 7% to 10% range for an established business buying used.
New or used New Holland?
The used New Holland market is active, particularly in T6 and T7 tractors and hay equipment. Seasonal repayment structures aligned to harvest or hay income can often be arranged, which matters when income arrives in a compressed window.
Get a quote
Looking for the best rate on New Holland finance? You're in the right place. Speak directly with Simon and our team for a free, no-obligation quote, or get a free quote online. Our service is completely free. We're paid by the lender only after a deal settles, so there's no cost to you—even if you choose not to proceed.