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Key Takeaways
- Overdrive Funding arranges business vehicle finance for cars, vans, utes, trucks and buses.
- We compare 80+ lenders in one free application to find the most competitive rate.
- Low doc finance available up to $300,000 — no tax returns or BAS required for eligible ABN holders.
- Finance available for new, used and demo vehicles — from dealers, private sellers and auction.
- Our service is free — we're paid a "referral fee" by the lender after settlement.
Painting businesses need clean, presentable vehicles capable of carrying ladders, scaffolding, spray gear and paint safely to residential and commercial jobs. Overdrive Funding arranges business vehicle finance for painters — from single operator vans to multi-crew fleet vehicles.
Vehicles We Finance
- Cars and sedans for client visits and admin
- Vans — cargo vans and crew vans for tools and materials
- Utes — single cab, dual cab and extra cab
- Light trucks and cab chassis for specialised fitouts
- Buses and people movers for crew transport
Common Vehicle Finance for Painting Businesses Vehicle Uses
- Cargo vans with roof racks for ladders, extension poles and paint equipment
- High-roof vans for tall ladder and scaffolding board transport
- Dual cab utes with ladder racks for residential and commercial painters
- Vans fitted with lockable storage for spray equipment, rollers and paint stocks
- Fleet vehicles for commercial painting businesses with multiple crews
Finance Structures
- Chattel mortgage — own the vehicle from day one, interest and depreciation tax-deductible for GST-registered businesses
- Finance lease — keep vehicles off your balance sheet; lender retains ownership until residual is paid
- Commercial hire purchase — fixed repayments with ownership transferring at end of term
- Novated lease — available for employees, salary-sacrificed through payroll
- Operating lease — ideal for fleets with regular replacement cycles
Finance Rates
Business vehicle finance rates in Australia range from 6.1% to 15.99% per annum. Established businesses with clean credit financing new vehicles attract the lowest rates. Used vehicles, new ABNs and adverse credit attract higher rates. Overdrive Funding compares 80+ lenders to find the lowest available rate for your vehicle and ABN profile.
How to Apply
Fill in the form above or call Simon to get started. We compare 80+ lenders for your business vehicle finance in one application — no multiple credit enquiries, no cost to you. Most applications receive a decision within 24 to 48 hours.