Overdrive Funding arranges competitive Volvo Construction Equipment finance for Australian businesses. We compare 80+ banks and specialist lenders, negotiate the deal and manage everything from start to finish — new or used, from dealers, private sellers, clearing sales or auctions anywhere in Australia.
Volvo Construction Equipment is strongest in wheel loaders and articulated dump trucks, where it is a genuine market leader, and increasingly competitive in excavators. Its ADT position in Australian quarrying and civil work is well established.
Volvo Construction Equipment equipment we finance
- EC excavators — EC55, EC140, EC220, EC300, EC380 and EC480
- L wheel loaders — L60, L90, L120, L150, L180, L220 and L260
- A articulated dump trucks — A25, A30, A40, A45 and A60
- Soil and asphalt compactors
- Excavator and loader attachments
- New, used, ex-fleet, dealer, private-sale and auction purchases
We only finance machines located in Australia. See our machinery finance options for the full range.
What Volvo Construction Equipment resale means for your rate
Volvo CE residuals are strongest where its market position is strongest — wheel loaders and ADTs hold value well because Volvo effectively defined those categories in Australian quarrying. Lenders reflect that in appetite.
Volvo excavators sit in a more contested part of the market against Cat, Komatsu and Hitachi, and residuals are correspondingly a little softer. This is a case where the brand's finance profile genuinely varies by category, so it is worth comparing lenders rather than assuming one view of Volvo across the range.
Who finances Volvo Construction Equipment equipment
Volvo CE machines are financed by quarry operators running ADTs and loaders, civil contractors, road builders, bulk earthworks businesses and mining services.
Volvo Construction Equipment finance rates
Established ABN (2+ years), new machine, full doc
Established ABN, used machine, low doc (no financials)
Newer ABN (under 12 months)
Prior credit issues or specialist lending
| Borrower profile | Indicative rate | Typical deposit |
|---|---|---|
| Established ABN (2+ years), new machine, full doc | From 6.1% | $0 – 10% |
| Established ABN, used machine, low doc (no financials) | 7% – 10% | 10% – 20% |
| Newer ABN (under 12 months) | 9% – 12% | 10% – 30% |
| Prior credit issues or specialist lending | 12% – 15% | 20% – 30% |
Rates are indicative only and subject to lender assessment, asset age, hours, term and your individual circumstances.
Low doc Volvo Construction Equipment finance
Low doc (no financials) finance is available on Volvo Construction Equipment equipment up to $500k for the right profiles, assessed on your ABN, GST registration, credit profile and the machine rather than tax returns or financial statements. It typically sits in the 7% to 10% range for an established business buying used.
New or used Volvo Construction Equipment?
Used Volvo loaders and ADTs from quarry fleets typically carry solid service records and predictable hours. On ADTs, check the drivetrain and articulation history closely — they carry enormous loads over rough ground and repairs are not cheap.
Get a quote
Looking for the best rate on Volvo Construction Equipment finance? You're in the right place. Speak directly with Simon and our team for a free, no-obligation quote, or get a free quote online. Our service is completely free. We're paid by the lender only after a deal settles, so there's no cost to you—even if you choose not to proceed.