Overdrive Funding arranges competitive Yanmar finance for Australian businesses. We compare 80+ banks and specialist lenders, negotiate the deal and manage everything from start to finish — new or used, from dealers, private sellers, clearing sales or auctions anywhere in Australia.
Yanmar builds the engines that power a great many machines from other brands, and that engineering depth carries into its own compact excavator range. The ViO series pioneered true zero tail swing, which matters enormously in tight urban work.
Yanmar equipment we finance
- ViO zero tail swing excavators — ViO17, ViO27, ViO35, ViO50, ViO55 and ViO80
- SV series excavators — SV08, SV17, SV26 and SV100
- Compact wheel loaders — V4 and V8
- Carriers and site dumpers
- Attachments — buckets, augers, breakers and grabs
- New, used, ex-hire, dealer, private-sale and auction purchases
We only finance machines located in Australia. See our machinery finance options for the full range.
What Yanmar resale means for your rate
Yanmar residuals are steady. The brand's engine reputation supports confidence in the driveline, and the zero tail swing ViO range has a defined niche in urban and confined-site work where a conventional machine simply cannot operate.
Australian volume is lower than Kubota, so the used market is thinner and lender data is less deep. Expect a slightly wider spread between quotes — comparison matters more on lower-volume brands than on the market leaders.
Who finances Yanmar equipment
Yanmars are financed by landscapers, plumbers, urban civil contractors, utilities businesses, hire fleets and tradies working in confined sites where tail swing is a genuine constraint.
Yanmar finance rates
Established ABN (2+ years), new machine, full doc
Established ABN, used machine, low doc (no financials)
Newer ABN (under 12 months)
Prior credit issues or specialist lending
| Borrower profile | Indicative rate | Typical deposit |
|---|---|---|
| Established ABN (2+ years), new machine, full doc | From 6.1% | $0 – 10% |
| Established ABN, used machine, low doc (no financials) | 7% – 10% | 10% – 20% |
| Newer ABN (under 12 months) | 9% – 12% | 10% – 30% |
| Prior credit issues or specialist lending | 12% – 15% | 20% – 30% |
Rates are indicative only and subject to lender assessment, asset age, hours, term and your individual circumstances.
Low doc Yanmar finance
Low doc (no financials) finance is available on Yanmar equipment up to $500k for the right profiles, assessed on your ABN, GST registration, credit profile and the machine rather than tax returns or financial statements. It typically sits in the 7% to 10% range for an established business buying used.
New or used Yanmar?
Used ViO machines hold up well mechanically. As with any compact excavator, undercarriage and track wear is the main cost item to assess, and hydraulic condition matters more than hours alone.
Get a quote
Looking for the best rate on Yanmar finance? You're in the right place. Speak directly with Simon and our team for a free, no-obligation quote, or get a free quote online. Our service is completely free. We're paid by the lender only after a deal settles, so there's no cost to you—even if you choose not to proceed.