Australia's #1 commercial asset refinance solutions.

Looking to refinance for lower interest rates, balloon refinance options, or easier payment terms? Overdrive Funding offers competitive asset refinancing solutions tailored to your specific needs. Whether you need a better loan for your truck, trailer, machinery, or equipment, our team of experts is here to find the right solution for you.

95%

success rate - simple approvals and fast funding.

65+

lenders to compare with zero impact on credit score.

FREE

service with no in-house fees, upfront or hidden costs - ever!

30%

increase in savings when choosing us as your broker.

We will beat competitor quotes!

COMPARE YOUR OPTIONS HERE!

Excellent 4.9 out of 5

“Simon and his team are great to work with very professional & happy to recommend to anyone. Overdrive found a great product & rates for my new truck & trailers.”

Tobie Powe, Director, Mulch Management Organics

Australia's leading truck, trailer, machinery, equipment and business vehicle finance provider.

Refinance your current loan and save big.

Refinancing your asset with us offers several key benefits, including access to better rates, reduced monthly repayments, and more favorable loan terms. Our team of experienced brokers leverages their extensive knowledge and collaborates with a broad network of lenders to secure the most competitive offers available. Additionally, our refinancing services ensure no impact on your credit score during the comparison process, allowing you to explore your options with ease.
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We provide comprehensive refinance solutions for a diverse range of assets, including trucks, trailers, machinery, business vehicles, and commercial equipment. Whether you're looking to refinance a single asset or manage an entire fleet, our tailored solutions are designed to meet your specific needs and help you achieve the best financial outcomes.
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With over 30 years of expertise in asset finance, we prioritize exceptional customer service and personalized solutions tailored to your unique requirements. This approach guarantees optimized savings and operational efficiencies while eliminating any unforeseen surprises. We manage every aspect of the refinancing process, from negotiation to paperwork, ensuring a streamlined and seamless experience.
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Ready to get started? Get started by filling out our simple online form or calling us at 1300 883 859 to discuss your business requirements. Our dedicated experts are here to assist you every step of the way.

Assets we can refinance.

Business Vehicle Finance

Car, Van, Ute, SUV And Luxury Vehicle Loans

Construction Finance

Construction & Earthmoving
Machinery And Equipment Loans

Agriculture Finance

Farm Machinery And
Equipment Loans

Forestry Finance

Forestry Machinery And
Equipment Loans

Mining & Quarry Finance

Mining Machinery And
Equipment Loans

Aviation Finance

Commercial Plane And
Helicopter Loans

Marine Finance

Commercial Boat And
Marine Vessel Loans

Commercial Finance

Manufacturing, Woodworking & Metalworking Equipment And Industrial Machinery Loans

GET A FREE QUOTE!

We focus on gaining a deep understanding of your business to offer strategic consulting for your next deal and all future needs. Our commitment extends beyond helping with a single asset purchase; we aim to be a long-term partner in your success.

Over 30 years of experience in asset refinancing.

Why choose us?

Free service with no hidden fees - ever!

Gain a dedicated licensed finance broker

Upfront, honest and transparent

Our experts help you save time and money

No wait times - We always answer our phones

Same-day approvals and fast settlements

New or used - no asset age restrictions

Purchased from a dealership, private seller or auction

Personalised service

Expert and strategic negotiation approach

Access to major banks & non-bank lenders

Competitive rates, repayments & loan terms

Solutions for various credit profiles

Established, new and 1 day ABN holders

Balloon payment and early payout options

No deposit options

Credit score protection

Zero paperwork: We handle all the hard work

100% repeat business due to our rates & service

Support for the lifetime of your business

Tax benefits (asset depreciation)

Insurance solutions through our trusted network

Finance brokers who handle it all.

Overdrive handles it all, providing comprehensive solutions for every aspect of your financing needs from start to finish. We take care of everything—from sourcing the best rates and terms to managing all the paperwork—while also ensuring clear communication and setting realistic goals to manage client expectations. At Overdrive, we make sure that every client understands the financing process and knows what to expect at each step. Our transparent and proactive approach builds trust and fosters strong relationships, allowing you to focus on your business with confidence while we handle the rest.

ABN Holders

Transportation, construction, farm & agriculture, forestry & logging, engineering, manufacturing, mining & quarrying, hospitality, retail and all other professional services.

Companies

Sole traders

Partnerships

Trusts

Assisting people Australia wide

New South Wales (NSW) Queensland (QLD), Western Australia (WA), South Australia (SA), Tasmania (TAS) and Northern Territory (NT) major cities and surrounding areas!

Rate negotiations & communication

We handle all negotiations with lenders to secure the most competitive rates and favorable terms, leveraging our deep industry knowledge and extensive network. Our team works with accountants and vendors to streamline asset acquisition and ensure all documentation is accurate and complete. By overseeing these critical interactions and details, we simplify the financing process, allowing our clients to focus on their business while we manage the complexities and ensure everything runs smoothly.

Our range of services

Overdrive offers a wide range of solutions for businesses.
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Chattelle mortgage

Operating lease

Finance lease

Novated lease

Rent-to-own

Hire purchase

Asset refinancing

Sale and leaseback

Business loans

Business overdrafts

Business line of credit

Invoice / debtor finance

LETS GET STARTED!

Our simple asset refinance process.

Get A Free Quote

Receive a complimentary comparison quote by completing our short online form or giving us a call to discover the wide range of affordable asset refinancing options at your disposal for you and your business.

Conditional Approval

We will conduct a credit profile evaluation that will not leave any imprints in order to find the most suitable lender and obtain a quick pre-approval.

Sign Documents

After we receive confirmation of the settlement, we will thoroughly review your loan terms and repayment options to make sure they meet your needs and preferences. Once the contract is ready, it will be sent to you for your review and signature.

Get Funded

Once the funds are ready to go, we will make sure to contact you and extend our best wishes on your successful loan refinance.

START APPLICATION

We’ve supported thousands of business owners across Australia.

The success of our loyal long-term client base reflects our competitive solutions, extensive industry expertise, and exceptional customer service.

Access to over 65+ banks & lenders!

We partner with industry leaders to streamline the process, ensuring we get the keys in your hands more swiftly and efficiently.

Enjoy competitive rates, affordable repayments, and flexible loan terms for your business needs, supported by a team of professionals that you can trust for the long-term success of your business.

Machinery finance

Excavator Bulldozer Grader Concrete Pumps Loader Crane Skid Steer Scraper Telehandler Forklift Compactor & Roller Tractor Harvester Machinery Attachments

Equipment finance

CNC Machine Laser Cutting Machine Generators Milling Machines Packaging Machine Plasama Cutting Machine Manufacturing Equipment Woodworking Equipment Metalworking Equipment Farm Equipment Forestry Equipment Mining Equipment Business Boat Business Aircraft

Vehicle finance

Business Cars Business Vans Business Utes Coach & Buses Luxury Vehicles

Business Funding

Business loans Overdrafts Line of credit Invoice finance Asset refinancing

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OVERDRIVE COMMERCIAL FUNDING PTY LTD. © ALL RIGHTS RESERVED 2022.
Overdrive Commercial Funding PTY LTD ABN 87 659 049 895 trading as Overdrive Funding.
We are authorised as credit representatives of Connective Credit Services Pty Ltd, Australian Credit Licence 389328.
This page only provides general information; it was not created with your objectives, needs, or financial situation in mind when designing. Before accepting any offer or product, we advise you to think about whether it is appropriate for your situation and to review your entire financial situation. It is not intended to be legal, tax, or financial advice, and you should always seek a professional's opinion regarding your specific circumstances.
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