Australia's #1 best rate commercial boat finance.

As trusted business marine finance brokers, we secure funding for boats, jetskis and watercrafts. We offer low rates, affordable repayments, and flexible terms tailored to fuel your business growth.

98%

client success rate - simple approvals and fast funding.

70+

lenders and banks to compare with zero impact on credit score.

Zero

in-house fees, hidden cost or upfront credit checks.

Save

time and money with our competitive rates and premium service.

find your best rate today

“A very enjoyable experience, Simon and the team secured the finances for my purchase in no time, a pleasure to deal with, a very professional and streamlined process. Thanks guys”

James F.

Simple, smart & fair—finance done right.

Want the best deal on low rate on business boat and jet ski finance? We source the right loan with fixed interest rates, flexible terms, and affordable repayments—helping businesses and ABN holders invest confidently in what they need to grow.
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We'll guide you through the process, ensuring clear, transparent and reliable communication for a hassle-free experience, while managing everything from application to settlement—structuring your deal to meet lender criteria, arranging invoices with the seller, and supporting you with any post-settlement admin.

As a family-owned brokerage with over 30 years of experience, we'll always be honest about rates and will educate you on your loan, so you'll know what to expect—no surprises or hidden fees. We're here to support our clients for the long haul by matching you with the right lender who will secure the most competitive rate for every purchase.‍

New or used, big or small.

Get pre-approved at low rates on finance loans for commercial watercrafts, such as boats, jet skis and yacht.
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Whether you're buying your first, upgrading, or purchasing multiple assets, we’ve got you covered. We arrange financing for both new and used from dealerships, private sellers, or auctions.

Ready to get started? Give us a call or fill out our simple online form to compare your options.
We value your time—if we can’t assist, we’ll let you know straight away with no impact.
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Our commitment extends beyond assisting with a single business requirement or asset purchase; we’re here to be your partner for the long haul.

Supporting ABN holders and businesses across Australia.

Why choose us?

Free service with no upfront costs or hidden fees

Gain a dedicated licensed finance broker

30+ years experience and industry knowledge

Australian family-owned brokerage firm

We build trust by being honest and transparent

Our experts help you save time and money

We can beat bank, dealer and competitor quotes

Competitive rates, repayments & loan terms

Efficient approvals & fast settlements

90 day fixed pre-approvals: Shop with confidence

Credit score protection

Zero paperwork: We do all the hard work

New or used - no asset age restrictions

Purchase from a dealership, private seller or auction

Personalised service tailored to your specific needs

Expert and strategic negotiation approach

No wait times: Direct access to our team

Non-property owners accepted

Solutions for various credit profiles

Established, new and 1 day ABN holders

Balloon payment and early payout options

No deposit options

Tax benefits (asset depreciation)

Insurance solutions through our trusted network

Built a loyal client base due to our rates & service

Support for the lifetime of your business

Our simple process.

Consult, Offer & Decide Together

Speak to one of our experts about your business needs, and we'll offer tailored finance options, ensuring we secure the best rates for your specific asset and situation. We'll go over terms and decide which is the best soltuion for you.

Conditional Approval

We conduct a soft-touch evaluation of your profile to match you with the right lender for pre-approval. Once you're pre-approved, you can shop confidently for 90 days. If you've found your asset, we'll initiate the process and take care of all the admin.

Sign Documents and Get Funded

When the lender is prepared to settle, you'll receive the contract for your review and signature. After settlement, it's time to pick up your asset.

On-Going Support

Once your loan is completed, we’ll support you with any related admin, such as payouts, statements, etc.

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See how Overdrive delivers more.

Fast approvals & turnarounds.

Apply online or give us a call to find out if you're eligible for a pre-approval in just minutes. Obtain a formal equipment finance approval within 24 hours. For low doc applications you can receive funds within 48 hours.

Loans from $20K up to $5M.

✔ No-doc & low-doc boat finance (no financials) up to $500,000
✔ Full-doc boat finance applications up to $5M
✔ No deposit boat finance options
✔ Balloon options to reduce payments
✔ Early payout options
✔ Security is only taken on the asset

Credit score protection.

Before your online application is matched with a suitable lender, it undergoes a thorough, soft touch evaluation of over 1,000 lender policies. This evaluation is done without leaving any imprint, ensuring that your credit score remains protected. *Evaluations are covered by us.

No paperwork or wait times.

We'll handle every step required, ensuring a smooth and hassle-free process for you. No need to stress about long waiting times or excessive paperwork from the banks or other organizations.

Tax effective solutions.

At Overdrive, our consultants are dedicated to understanding your unique business needs in order to negotiate tailored solutions that consider your tax obligations, cash flow requirements, and overall business goals.

Low monthly repayments.

You have the advantage of being able to compare competitive boat and marine equipment finance rates, repayments and flexible loan terms through our extensive network of over 60 trusted Australian banks and non-bank lenders.

Personalised service.

We value our proactive and personalized approach, which is a key component of our service. We understand that every client and application has unique needs and requirements, and we are committed to providing them with the necessary support.

Guidance and support.

We are committed to providing comprehensive support and peace of mind throughout the entire equipment loan process, from start to finish. Our primary focus is ensuring that our clients receive the highest level of service and assistance, both during and after settlement.

Come for rates -
Stay for service.

We are focused on delivering the best rates in the boat and marine equipment finance industry. We are committed to providing exceptional service and working diligently to help our clients achieve their long-term goals.

Sale & leaseback solution.

Take advantage of our sale & leaseback to raise capital against your current assets! For example, you can borrow the value of your equipment if you own it outright. If your equipment is valued at $50K, you have the option to secure a loan for the same amount using your equipment as security.

Business boat refinancing.

You can refinance your boat through Overdrive Funding. In the event that you desire a better interest rate on your loan, a balloon refinance, or payment terms, give our specialists a call, and we will handle the rest to get you a better outcome.

Insurance solutions.

When needed, we can assist you in securing equipment insurance. Our network includes reputable equipment insurance providers who can offer expert guidance on insuring your boat.

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