Compare 80+ lenders — free, no credit check
Get a rate comparison for your specific asset and profile with no obligation.
Key Takeaways
- Overdrive Funding arranges farm and agriculture equipment finance for all asset types — new, used, demo and auction.
- We compare 80+ lenders in one free application to find the most competitive rate.
- Low doc finance available up to $500,000 — no tax returns or BAS required for eligible ABN holders.
- Finance available for established farmers, new ABNs and adverse credit.
- Our service is free — we're paid a "referral fee" by the lender after settlement.
A specialist farm and agriculture equipment finance broker compares rates from multiple lenders simultaneously — giving you access to a wider range of products and better rates than approaching a single bank or dealer. Overdrive Funding is a specialist farm finance broker comparing 80+ lenders for Australian farmers.
Why Use a Farm Finance Broker?
- Compare 80+ lenders in one application — including specialist agriculture lenders
- Access exclusive rates not available directly from banks or dealers
- Specialist knowledge of seasonal repayment structures and agriculture finance products
- One credit enquiry — not one per bank approach
- Free service — Overdrive Funding is paid by the lender after settlement
- Faster approvals — we know which lenders approve which farm scenarios quickly
- Support from quote to settlement — including private sale and auction coordination
Farm and Agriculture Equipment Finance Structures
- Chattel mortgage — own the asset from day one, interest and depreciation tax-deductible for GST-registered businesses
- Finance lease — keep equipment off your balance sheet; lender retains ownership until residual is paid
- Seasonal repayment structure — lower payments during growing season, higher at harvest, available from specialist agriculture lenders
- Balloon/residual — reduce monthly repayments with a lump sum at end of term
- Commercial hire purchase — fixed repayments with ownership transferring at end of term
Finance Rates
Farm and agriculture equipment finance rates in Australia start from around 6.1% per annum for established farming businesses with clean credit. Seasonal repayment structures are available from specialist agriculture lenders, aligning repayments with farm cash flow cycles. Overdrive Funding compares 80+ lenders to find the most competitive rate for your farm.
How to Apply
Fill in the form above or call Simon to get started. We compare 80+ lenders for your farm and agriculture equipment finance in one application — no multiple credit enquiries, no cost to you. Most applications receive a decision within 24 to 48 hours.